MEXC T+N Withdrawal Policy FAQ
- What is the T+N Withdrawal Policy?
- The T+N withdrawal policy requires that cryptocurrencies purchased via fiat channels must be held for N hours before they can be withdrawn or transferred. This policy is designed to freeze suspicious funds during the risk control review period, helping prevent money laundering and fraud.
- T+N is a liquidity restriction policy applied to assets obtained through fiat channels. It covers the following restricted operations: Withdrawals, internal transfers, fiat/P2P selling, fiat withdrawals, Gift sending Until the N-day countdown (e.g., T+N = 24/72 hours) is completed, all of the above operations remain frozen.
- Why is a T+N withdrawal waiting period required?
- Risk buffer: The 24/72-hour buffer helps block illicit funds from being withdrawn, preventing "dirty money" from entering the platform.
- Compliance & security: Supports Anti-Money Laundering (AML) requirements and reduces the risk of user bank account freezes.
- Dynamic monitoring: The platform uses this time to analyze transaction patterns and flag high-risk behavior (e.g., large suspicious transfers).
- Which countries does the T+N withdrawal policy apply to?
- Belarus, Belgium, Brazil, Colombia, Czech Republic, Denmark, Estonia, France, Germany, Hungary, Iceland, India, Ireland, Italy, Kazakhstan, Latvia, Netherlands, Nigeria, Norway, Poland, Romania, Russia, Saudi Arabia, Slovakia, Spain, Switzerland, Thailand, Turkey, Ukraine, United Arab Emirates, United Kingdom, Uzbekistan
- Which transactions are affected by the T+N policy?
- Only crypto purchased through fiat channels is subject to restrictions.
Scenario Allowed? Notes Sell via Fiat Channels ❌ Selling assets obtained from fiat channels is prohibited during the T+N period Fiat Withdrawals ❌ Conversion to fiat and withdrawal to a bank account is prohibited Withdrawals ❌ On-chain transfers of assets are prohibited Internal Transfer ❌ Transfers to other users within the platform are prohibited Gifts ❌ Sending fiat-channel assets via Gifts is prohibited Spot Trading ✅ Free to trade; however, only profits may be withdrawn, and withdrawals of principal remain restricted - Unaffected actions: Withdrawing profits from Spot trading, direct withdrawal of deposited crypto assets.
- Is the withdrawal waiting time fixed at 24–72 hours?
- No, the time is not fixed.
- Basic Restriction: MEXC by default applies T+N (24 hours).
- Dynamic Adjustment: The period may be extended based on risk control levels (e.g., high-risk activities may trigger T+48 or longer).
- How can I check my withdrawal status?
Log in to your MEXC account, go to Wallets → Funding History → Withdrawal
Check the record status:
- Processing: Waiting for T+N countdown or blockchain confirmation.
- Completed: Successfully credited to the target account.
- Does the policy apply to all users?
- No, only users who trigger risk control measures are affected:
- High-risk behaviors: For example, frequent large fiat channel purchases followed by immediate withdrawals.
- Non-restricted users: Users engaged in normal trading or those who have not triggered risk control can withdraw instantly.
- Will the policy be changed or extended to other countries?
- Adjustments are possible:
- MEXC reserves the right to expand the policy based on risk control needs (e.g., extending T+N duration or adding new countries).
- If fraudulent patterns evolve, the policy may be tightened.
- What if my withdrawal is delayed beyond 72 hours?
- Step-by-step handling:
- Check status: Confirm in your withdrawal record whether the transfer has been completed.
- Contact Support: If Customer Service confirms the withdrawal was processed but funds have not arrived, provide the TxID and submit an appeal.
