PayPal and Google announce a multiyear deal to merge payments and artificial intelligence.PayPal and Google announce a multiyear deal to merge payments and artificial intelligence.

PayPal and Google team up to bring AI-powered shopping and payments

2025/09/18 09:09

PayPal and Google have entered a new partnership to reshape online shopping and payments. On Wednesday, the companies announced a deal they described as opening a new chapter in digital commerce driven by artificial intelligence.

The collaboration will integrate PayPal checkouts into multiple Google services, such as Google Cloud, Google Ads, and Google Play. PayPal will also handle card processing for Google’s enterprise offerings, so merchants and users can access new forms of payments across Google’s ecosystem.

AI agents transform online shopping

At the core of the PayPal–Google debate is an audacious new vision for shopping that enables bots to buy stuff on people’s behalf. This vision is supported by Google’s Agent Payments Protocol, or AP2, a framework system that defines the rules and protections of autonomous transactions.

AP2 is designed to support AI agents in making decisions on behalf of consumers, while preventing them from falling victim to fraud and loss of control. It depends on “mandates”, digital authorizations that lay out what an AI assistant has the power to do.

A mandate could limit weekly spending, authorize only certain purchases like groceries or travel, or require extra verification for high-value items. This way, even though agents act independently, users still retain full control over their money.

With AP2 in place, AI agents would go far beyond today’s shopping assistants. Instead of simply scanning shelves, comparing prices, and predicting needs, they could take proactive action.

For example, an agent might reorder household essentials before supplies run out, pick a shirt in the right size and style, or schedule a service appointment before the customer even realizes it’s needed. In more complex scenarios, agents could even manage subscriptions, handle investments, or direct funds into digital assets.

PayPal’s role is to give AI agents a trusted platform, combining its global payments network and customer insights to strengthen security and personalize recommendations. Chriss said the integration added immediate weight to AP2 through PayPal’s large customer base and established reputation, a signal to merchants and shoppers that the system could be trusted.

It also contributes to recognizing a new genre of commerce that we call “agentic commerce” at present. In models like this, humans act as a reference and handle boundary issues — they are expected to be the ones to specify their preferences. Meanwhile, AI bothers to take care of the pain in our neck, esp. browsing, comparing, and purchasing.

Supporters say this could save time and eliminate friction, causing the shopping experience to become easier and less painful. But critics caution that it leaves unanswered questions about privacy, overreliance on automation in handling people’s money, and whether consumers might lose touch with how their money is spent.

Partnership expands payment options

For Google, the partnership is about faster and more reliable payment processing. For PayPal, it’s a way to entrench itself in the world’s largest online marketplaces.

PayPal itself is also broadening its embrace of cryptocurrencies. The company envisions a future where AI-driven agents shop for and make payments on users’ behalf, using both fiat and digital currencies.

PayPal chief executive Alex Chriss said the partnership was about building the future of commerce, adding that it would be both agentic and crypto-enabled.

Google chief executive Sundar Pichai said the partnership brought together trust and innovation, noting that PayPal would use Google’s AI to deliver personalized, seamless customer experiences while relying on Google Cloud to drive innovation and business growth.

AI startup Perplexity, only a few months ago, announced that PayPal would be its choice to fuel agentic commerce on its platform. These initiatives show that PayPal is trying to take a lead position in this new, AI-influenced shopping world.

Analysts say the partnership could speed a broader shift in global e-commerce. Instead of shopping by browsing for, clicking on, and purchasing items themselves, consumers will soon be able to delegate the entire purchase journey to AI assistants.

The smartest crypto minds already read our newsletter. Want in? Join them.

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Why Dogecoin’s New D-IBAN Innovation Is Pushing Investors Toward 12,000+ DOGE in Daily Staking Rewards

Why Dogecoin’s New D-IBAN Innovation Is Pushing Investors Toward 12,000+ DOGE in Daily Staking Rewards

The post Why Dogecoin’s New D-IBAN Innovation Is Pushing Investors Toward 12,000+ DOGE in Daily Staking Rewards appeared on BitcoinEthereumNews.com. Dogecoin just made one of its biggest steps toward real-world financial integration. Developer Paulo Vidal has introduced the D-IBAN protocol, a system that converts DOGE wallet addresses into a traditional IBAN-style format recognized globally by banks. This upgrade dramatically improves readability, verification, and usability—potentially bringing DOGE closer to mainstream financial rails. D-IBAN includes: Full compliance with ISO 13616-1:2020 Support for multiple DOGE address types Automatic checksum validation using MOD-97-10 Fully reversible conversions Vidal also introduced two playful extensions: DogeMoji — turns DOGE addresses into emoji chains DogeWords — converts addresses into short, memorable word sequences While some community members raised concerns about banking integration, Vidal clarified that D-IBAN is optional and preserves full wallet sovereignty. Even though DOGE’s technical upgrades strengthen its long-term prospects, many investors today want something more immediate: A simple, low-risk, and predictable way to grow their DOGE—regardless of market volatility. This shift in mindset has brought growing attention to SolStaking, a platform that offers automated daily rewards with zero technical requirements. SolStaking Earning Cycles (DOGE Rewards, USD-Based Contract Returns) SolStaking keeps its familiar fixed-term structure.Rewards are paid in DOGE, while the total return amounts remain in USD, just like your original design. Plan Type Amount (USD) Duration Total Return (USD) Trial Plan $100 2 days $108 DOGE Plan $1,000 10 days $1,125 TRX Plan $3,000 15 days $3,585 USDT Plan $5,000 20 days $6,350 XRP Plan $30,000 35 days $46,800 SOL Plan $100,000 45 days $183,250 Larger cycles naturally generate higher DOGE payouts, and users can review exact reward structures on the official website. ✔ Daily automated DOGE payouts Rewards arrive every 24 hours—no timing the market, no stress. ✔ Zero technical complexity No mining.No node setup.No yield strategies.Just activate a cycle and earn. ✔ Institutional-grade protection SolStaking uses a security stack that includes: Custodial insurance…
Share
BitcoinEthereumNews2025/12/05 22:27