There comes a point during which attention changes in every cycle. Cryptocurrencies become stagnant and smaller projects that are actually moving forward start There comes a point during which attention changes in every cycle. Cryptocurrencies become stagnant and smaller projects that are actually moving forward start

Best Crypto to Buy in Q4 2025? This $0.035 New DeFi Coin Is Moving Faster Than Most Altcoins

2025/12/21 02:30
5 min read

There comes a point during which attention changes in every cycle. Cryptocurrencies become stagnant and smaller projects that are actually moving forward start making headlines. Q4 2025 already begins to seem like such a moment. A few of the altcoins are drifting, but one new Ethereum-backed DeFi cryptocurrency is steadily picking up pace. Mutuum Finance (MUTM) is beginning to exhibit acceleration which most investors tend to pick only when the prices have shifted. This movement is one to keep an eye on to those who are wondering what crypto to purchase now.

What Mutuum Finance (MUTM) Is Developing

Mutuum Finance (MUTM) is creating a decentralized borrowing and lending protocol to specifically cater to various users. There are two markets around which the platform is founded.

The former is the peer-to-contract market or P2C. In this model, the users deposit assets to common liquidity pools. These pools are accessed by the borrowers and interest rates are changed depending on the use. As an illustration, in cases where the supply of USDT is high and borrowing demand is low, the rates are lower. As the demand goes high, rates are increased to stabilize the liquidity.

The second market is the peer-to-peer or P2P market. In this case, direct matching of lenders and borrowers is possible. This enables more elastic terms and can have certain individuals with desires. Collectively, these two models would ensure that Mutuum Finance becomes flexible in any market environment.

The project has already attracted more than 18,600 holders with invested funds of 19.4M. These numbers are significant since they indicate scale participation and not some initial interest. The next significant step in the development is scheduled as V1 launch in Sepolia testnet in Q4 2025, based on the updated information.

Presale Growth

MUTM is currently at a price of $0.035 and it is at Phase 6. The aggregate supply of MUTM remains constant and a specific amount is available as pre-sale. Of this allotment, there were already 820M sold, with Phase 6 standing at more than 99%.

The price of the tokens has gone up since the presale began in early 2025 and it is currently sold at a price of $0.035 as compared to the initial price of $0.01. That represents a 250% rise so far. Phase 1 members stand to gain up to 500% MUTM growth in case the token has attained the official price that is launched once the price is $0.06.

The price is increased at each stage. The next stage will have an increase in MUTM price by an estimated 20%. This hierarchy is important due to the fact that the late entrants will have to pay a higher price of entry whereas the earliest entrants will enjoy a low entry price. This gradual rise tends to contribute to the timing decisions in case of investors interested in chronological investment strategies to crypto.

Security Audits

Any DeFi crypto project is now characterized by security. Mutuum Finance scored 90/100 on the CertiK scan of the token, which offers the first level of assurance. In addition to this, Halborn Security is also performing independent audits of the lending and borrowing contracts which are already signed and are also being reviewed in a formal manner.

It has also introduced a $50k bug bounty in its project to detect bugs in its code base. The steps are essential since paying attention to audits takes time before the majority of investors consider them. According to commentators in the market, visibly observed security work is a good indicator that a stage of interest need not be followed by extensive use of the same.

Increasing Urgency

With the approach of Phase 6, the urgency of investors is growing. Mutuum Finance operates a 24-hour leaderboard that will give the highest daily depositor $500 in MUTM. This maintains interest and brings surfing to the fore.

There are also card payments and this makes it less frictional to the participants. This means that accessibility is usually the factor to late-stage discovery, particularly as additional investors seek easy points of entry.

Such positioning is aided by being Ethereum-based as well. Most DeFi applications are based on Ethereum as the backbone. With Q1 2026 at the horizon, any project being built in this ecosystem is usually an excellent opportunity to receive a new push, particularly when the overall crypto market conditions improve.

To individuals who read crypto news and have to pose the question, is crypto a good investment during this stage, timing and implementation are issues. Mutuum Finance is in alpha and beta Various features are scheduled to be implemented in V1 Sepolia testnet. However, its advancement, security emphasis and narrowing dispensation indicate that it is accelerating quickly compared to the majority of altcoins in its level.

This is the reason that as Q4 2025 rolls on, the term Mutuum Finance is being brought up as often as possible regarding the discussion of the most appropriate crypto to invest in and the potential most promising cryptocurrency to invest in before the next phase of the cycle occurs.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Unprecedented Surge: Gold Price Hits Astounding New Record High

Unprecedented Surge: Gold Price Hits Astounding New Record High

BitcoinWorld Unprecedented Surge: Gold Price Hits Astounding New Record High While the world often buzzes with the latest movements in Bitcoin and altcoins, a traditional asset has quietly but powerfully commanded attention: gold. This week, the gold price has once again made headlines, touching an astounding new record high of $3,704 per ounce. This significant milestone reminds investors, both traditional and those deep in the crypto space, of gold’s enduring appeal as a store of value and a hedge against uncertainty. What’s Driving the Record Gold Price Surge? The recent ascent of the gold price to unprecedented levels is not a random event. Several powerful macroeconomic forces are converging, creating a perfect storm for the precious metal. Geopolitical Tensions: Escalating conflicts and global instability often drive investors towards safe-haven assets. Gold, with its long history of retaining value during crises, becomes a preferred choice. Inflation Concerns: Persistent inflation in major economies erodes the purchasing power of fiat currencies. Consequently, investors seek assets like gold that historically maintain their value against rising prices. Central Bank Policies: Many central banks globally are accumulating gold at a significant pace. This institutional demand provides a strong underlying support for the gold price. Furthermore, expectations around interest rate cuts in the future also make non-yielding assets like gold more attractive. These factors collectively paint a picture of a cautious market, where investors are looking for stability amidst a turbulent economic landscape. Understanding Gold’s Appeal in Today’s Market For centuries, gold has held a unique position in the financial world. Its latest record-breaking performance reinforces its status as a critical component of a diversified portfolio. Gold offers a tangible asset that is not subject to the same digital vulnerabilities or regulatory shifts that can impact cryptocurrencies. While digital assets offer exciting growth potential, gold provides a foundational stability that appeals to a broad spectrum of investors. Moreover, the finite supply of gold, much like Bitcoin’s capped supply, contributes to its perceived value. The current market environment, characterized by economic uncertainty and fluctuating currency values, only amplifies gold’s intrinsic benefits. It serves as a reliable hedge when other asset classes, including stocks and sometimes even crypto, face downward pressure. How Does This Record Gold Price Impact Investors? A soaring gold price naturally raises questions for investors. For those who already hold gold, this represents a significant validation of their investment strategy. For others, it might spark renewed interest in this ancient asset. Benefits for Investors: Portfolio Diversification: Gold often moves independently of other asset classes, offering crucial diversification benefits. Wealth Preservation: It acts as a robust store of value, protecting wealth against inflation and economic downturns. Liquidity: Gold markets are highly liquid, allowing for relatively easy buying and selling. Challenges and Considerations: Opportunity Cost: Investing in gold means capital is not allocated to potentially higher-growth assets like equities or certain cryptocurrencies. Volatility: While often seen as stable, gold prices can still experience significant fluctuations, as evidenced by its rapid ascent. Considering the current financial climate, understanding gold’s role can help refine your overall investment approach. Looking Ahead: The Future of the Gold Price What does the future hold for the gold price? While no one can predict market movements with absolute certainty, current trends and expert analyses offer some insights. Continued geopolitical instability and persistent inflationary pressures could sustain demand for gold. Furthermore, if global central banks continue their gold acquisition spree, this could provide a floor for prices. However, a significant easing of inflation or a de-escalation of global conflicts might reduce some of the immediate upward pressure. Investors should remain vigilant, observing global economic indicators and geopolitical developments closely. The ongoing dialogue between traditional finance and the emerging digital asset space also plays a role. As more investors become comfortable with both gold and cryptocurrencies, a nuanced understanding of how these assets complement each other will be crucial for navigating future market cycles. The recent surge in the gold price to a new record high of $3,704 per ounce underscores its enduring significance in the global financial landscape. It serves as a powerful reminder of gold’s role as a safe haven asset, a hedge against inflation, and a vital component for portfolio diversification. While digital assets continue to innovate and capture headlines, gold’s consistent performance during times of uncertainty highlights its timeless value. Whether you are a seasoned investor or new to the market, understanding the drivers behind gold’s ascent is crucial for making informed financial decisions in an ever-evolving world. Frequently Asked Questions (FAQs) Q1: What does a record-high gold price signify for the broader economy? A record-high gold price often indicates underlying economic uncertainty, inflation concerns, and geopolitical instability. Investors tend to flock to gold as a safe haven when they lose confidence in traditional currencies or other asset classes. Q2: How does gold compare to cryptocurrencies as a safe-haven asset? Both gold and some cryptocurrencies (like Bitcoin) are often considered safe havens. Gold has a centuries-long history of retaining value during crises, offering tangibility. Cryptocurrencies, while newer, offer decentralization and can be less susceptible to traditional financial system failures, but they also carry higher volatility and regulatory risks. Q3: Should I invest in gold now that its price is at a record high? Investing at a record high requires careful consideration. While the price might continue to climb due to ongoing market conditions, there’s also a risk of a correction. It’s crucial to assess your personal financial goals, risk tolerance, and consider diversifying your portfolio rather than putting all your capital into a single asset. Q4: What are the main factors that influence the gold price? The gold price is primarily influenced by global economic uncertainty, inflation rates, interest rate policies by central banks, the strength of the U.S. dollar, and geopolitical tensions. Demand from jewelers and industrial uses also play a role, but investment and central bank demand are often the biggest drivers. Q5: Is gold still a good hedge against inflation? Historically, gold has proven to be an effective hedge against inflation. When the purchasing power of fiat currencies declines, gold tends to hold its value or even increase, making it an attractive asset for preserving wealth during inflationary periods. To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin’s price action. This post Unprecedented Surge: Gold Price Hits Astounding New Record High first appeared on BitcoinWorld.
Share
Coinstats2025/09/18 02:30
Ondo Finance's multisignature wallet transferred over 24 million ONDO tokens to Coinbase.

Ondo Finance's multisignature wallet transferred over 24 million ONDO tokens to Coinbase.

PANews reported on February 24 that, according to Ember Monitoring, a multisignature wallet under Ondo Finance transferred approximately 24.475 million ONDO tokens
Share
PANews2026/02/24 08:53
Stablecore Joins Jack Henry: Stablecoins for Banks

Stablecore Joins Jack Henry: Stablecoins for Banks

The post Stablecore Joins Jack Henry: Stablecoins for Banks appeared on BitcoinEthereumNews.com. The digital asset infrastructure company Stablecore has joined
Share
BitcoinEthereumNews2026/02/24 09:02