Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16535 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Comparing Ripple (XRP) & Mutuum Finance (MUTM): Which Is The Top Crypto To Invest In for 20x ROI

Comparing Ripple (XRP) & Mutuum Finance (MUTM): Which Is The Top Crypto To Invest In for 20x ROI

Trading trends for the month of December have raised discussions on the best cryptocurrency to invest in for the coming year of 2026. Ripple’s engagement around the 2-dollar level and the unbroken inflow trend into XRP spot ETFs have improved the sentiment for the short term. At the same time, the ramping up of the […]

Author: Cryptopolitan
PayPal’s PYUSD Market Capitalization Soars Above $3.8B

PayPal’s PYUSD Market Capitalization Soars Above $3.8B

The post PayPal’s PYUSD Market Capitalization Soars Above $3.8B appeared on BitcoinEthereumNews.com. Key Highlights PayPal’s stablecoin, PYUSD’s market capitalization has soared over $3.82 billion with a 216% surge  Amid the boom in the stablecoin market, PayPal USD is becoming widely popular thanks to its unique yield programs PayPal’s stablecoin, PYUSD, has witnessed an impressive growth since its launch, as the latest data suggests that its market capitalization has grown $3.82 billion, making it the 5th biggest stablecoin.  In September, PYUSD’s stablecoin’s market cap was just $1.2 billion, according to DefiLlama. The rise in the stablecoin supply is part of an ongoing boom in the stablecoin market.  PYUSD Grows Amid Stablecoin Boom In 2025, PayPal USD or PYUSD has grown from a newly launched project to a billion-dollar digital payment system. It is issued by Paxos and backed by the financial giant, PayPal.  From September to November, PYUSD has witnessed a spike of 216% in its growth chart. One of the biggest reasons behind its growth is a major partnership. The 24-hour trading volume of the stablecoin is around $68.53 million.  Over the last few months, PYUSD has witnessed a deployment across numerous blockchain ecosystems. One of the biggest deployments was its launch on the Arbitrum network in July, which reduced transaction costs and opened access to popular decentralized financial services.  After this, PayPal USD also received a multi-chain expansion in September, extending its reach to 9 additional networks, including Avalanche, Tron, and Sei, through cross-chain technology. Apart from this, its partnership with the DeFi platform Spark injected $1 billion in new liquidity. An alliance with Coinbase has opened the door for free trading, and integration with Hyperwallet is streamlining billions in cross-border business payments.  The stablecoin is also being integrated with artificial intelligence for next-generation commerce through a deal with Google Cloud. PayPal has also adopted a new strategy to incentivize adoption…

Author: BitcoinEthereumNews
Massive 300 Million USDC Transfer: Whale Moves $300M from Coinbase to Mystery Wallet

Massive 300 Million USDC Transfer: Whale Moves $300M from Coinbase to Mystery Wallet

BitcoinWorld Massive 300 Million USDC Transfer: Whale Moves $300M from Coinbase to Mystery Wallet In a move that has sent ripples through the cryptocurrency community, a staggering 300 million USDC was recently transferred from a major exchange to an unknown destination. This colossal USDC transfer, first flagged by the blockchain tracker Whale Alert, involves one of the largest stablecoin movements of the year and raises critical questions about market […] This post Massive 300 Million USDC Transfer: Whale Moves $300M from Coinbase to Mystery Wallet first appeared on BitcoinWorld.

Author: bitcoinworld
Year-End Rally: 8 Top Crypto Coins With BullZilla in the Spotlight As Top Crypto Presale to Buy

Year-End Rally: 8 Top Crypto Coins With BullZilla in the Spotlight As Top Crypto Presale to Buy

Explore BullZilla, the top crypto presale to buy for massive returns. Discover 7 other coins set to explode and maximize your crypto gains today.

Author: Blockchainreporter
Australia’s Regulator Grants Major Relief to Digital Asset Companies

Australia’s Regulator Grants Major Relief to Digital Asset Companies

The post Australia’s Regulator Grants Major Relief to Digital Asset Companies appeared on BitcoinEthereumNews.com. Australia’s securities regulator has introduced sweeping exemptions for digital asset businesses in a move that signals the country’s commitment to becoming a crypto-friendly jurisdiction. The Australian Securities and Investments Commission (ASIC) announced new measures on December 9, 2025, that will ease regulatory burdens while companies transition to comprehensive licensing requirements. The exemptions cover stablecoin distributors, wrapped token intermediaries, and digital asset custodians. This regulatory relief comes with a clear deadline – companies have until June 30, 2026, to secure proper licenses before the temporary measures expire. New Exemptions Target Key Digital Asset Services ASIC’s latest relief package focuses on removing licensing barriers for specific crypto activities. Companies that distribute certain stablecoins and wrapped tokens no longer need separate Australian Financial Services licenses, market licenses, or clearing and settlement facility licenses during the transition period. The regulator also approved omnibus account structures for digital asset custody. This change allows providers to hold multiple clients’ digital assets in pooled accounts, similar to traditional finance practices. Companies must maintain detailed records and reconciliation procedures to qualify for this relief. Source: @asic.gov.au According to ASIC’s announcement, these measures build on previous stablecoin relief by expanding eligibility criteria. The regulator responded to industry feedback by including stablecoins and wrapped tokens whose issuers have applied for licensing, not just those already fully licensed. Industry Consultation Shapes Final Rules ASIC’s approach reflects extensive industry engagement. The regulator received five submissions during its consultation period, with companies largely supporting the proposed relief measures. Industry participants requested clearer definitions and broader eligibility criteria aligned with global regulatory approaches. The final rules address these concerns by expanding eligible products and providing additional guidance. ASIC also chose to keep record-keeping requirements principles-based rather than prescriptive, giving companies flexibility in implementation. Commissioner Alan Kirkland emphasized the balance between innovation and protection: “Distributed…

Author: BitcoinEthereumNews
Best Crypto To Buy In Dec 2025: Here’s Why Solana (SOL) and Mutuum Finance (MUTM) Should Top Your Christmas List

Best Crypto To Buy In Dec 2025: Here’s Why Solana (SOL) and Mutuum Finance (MUTM) Should Top Your Christmas List

The post Best Crypto To Buy In Dec 2025: Here’s Why Solana (SOL) and Mutuum Finance (MUTM) Should Top Your Christmas List appeared on BitcoinEthereumNews.com. There has been more activity in the market for December as investors try to figure out what to invest in the crypto market before the new year. The advancement in the Solana ETF and the presale of Mutuum Finance (MUTM) have revitalized the debate about the best cryptos to invest in. There has also been interest in the next big crypto cycles, causing traders to look for the best crypto to invest in ahead of the holiday rally. This makes Solana and MUTM very much on the radar of everyone watching their trends in the month of December. Solana ETF Momentum Strengthening Market Confidence There have been positive sentiment trends for Solana since Franklin Templeton obtained the approval for the listing of its Solana ETF on the NYSE Arca market under the ticker SOEZ. This index follows the CF Benchmarks Solana Index. Such news has resulted in a jump of about 17% in the price of SOL. SOEZ has a structure known as a grantor trust that involves shares of SOL and cash. At the same time, the goal of the structure involves tracking the price of SOL as well as yield. Meanwhile, the combination of custody supervision by Coinbase Custody Trust Company together with the administrative assistance of BNY has made the shares of SOL more accessible via a regulated medium. Though Solana remains a gravitational pull for developers, institutional investment in the form of ETFs is also influencing community sentiment regarding the top cryptos to invest in. Still, the long-term trend of Solana remains market-dependent in terms of overall rotations. There is a very well-defined distinction between the growth prospects of Solana and the presale gains of the MUTM presale. Mutuum Finance Presale Acceleration   Mutuum Finance (MUTM) has also been in the limelight as the community moves closer…

Author: BitcoinEthereumNews
Jack Mallers Vows To Buy ‘As Much Bitcoin As Possible’

Jack Mallers Vows To Buy ‘As Much Bitcoin As Possible’

The post Jack Mallers Vows To Buy ‘As Much Bitcoin As Possible’ appeared on BitcoinEthereumNews.com. Twenty One Capital, the Bitcoin-native company co-founded by Jack Mallers, officially began trading on the New York Stock Exchange today under the ticker XXI, following a business combination with Cantor Equity Partners. The firm debuted with a BTC treasury of 43,514 BTC, valued at roughly $3.9 billion, immediately making it the world’s third-largest publicly traded Bitcoin holder. Speaking live on CNBC, Mallers said the company plans to “buy as much Bitcoin as [they] possibly can”. He emphasized that the firm is not simply a treasury holder but intends to build businesses around BTC, including capital markets advisory, lending models, and educational media.  JUST IN: 🇺🇸 Public company Twenty One Capital CEO Jack Mallers says: We’re going to buy “as much Bitcoin as we possibly can” 🚀 pic.twitter.com/7jdRAiOZjr — Bitcoin Magazine (@BitcoinMagazine) December 9, 2025 Mallers described Bitcoin as “honest money” and said Twenty One aims to give it “the place it deserves in global markets.” The NYSE launch is backed by major institutional players, including Tether, Bitfinex, Cantor Fitzgerald, and SoftBank, reflecting a growing wave of institutional adoption of BTC. Twenty One’s PIPE financing included $486.5 million in senior convertible notes and roughly $365 million in common equity commitments. Analysts note the launch signals a new model for public Bitcoin companies. Mitchell Askew, head of Blockware Intelligence, said the firm’s institutional connections could position Twenty One as “a major player not only in Bitcoin, but in the grand arc of financial history.” Twenty One plans to pair its treasury with operating businesses that generate recurring revenue while supporting BTC adoption.  Shareholders will have access to on-chain verification of holdings, ensuring transparency. Mallers highlighted that the firm’s value comes not only from its BTC holdings but also from the cash flows and infrastructure it builds around the asset. Shares of XXI…

Author: BitcoinEthereumNews
Libeara partners with FundBridge to launch tokenized gold fund in Singapore

Libeara partners with FundBridge to launch tokenized gold fund in Singapore

The post Libeara partners with FundBridge to launch tokenized gold fund in Singapore appeared on BitcoinEthereumNews.com. Libeara has launched a tokenized gold fund developed by FundBridge Capital in Singapore, signaling the growth of digital-asset frameworks towards institutional clients who desire regulated exposure to real-world assets. The project, which is supported by Standard Chartered SC Ventures, presents a blockchain-based solution that provides monitoring of the spot price of gold without any physical gold storage. Tokenized structure mirrors gold while removing physical storage The new product, called MG 999, uses blockchain technology to replicate the market price of gold. According to information shared with Nikkei and statements from FundBridge, the structure eliminates the traditional vaulting and logistics requirements associated with physical metal while maintaining exposure to gold’s price movements. Each token is intended to reflect real-time market conditions and is housed within a regulated fund framework. StanChart-backed unit bills Singapore fund for digitized gold investments https://t.co/nnS8A9XWSn — Nikkei Asia (@NikkeiAsia) December 9, 2025   FundBridge CEO Sue Lynn Lim stated that the company paid attention to ensuring that MG 999 would comply with regulatory requirements related to fund governance and incorporate digital infrastructure. She clarified that the company cooperates with its partners to establish a framework that bridges the gap between conventional supervision and a blockchain-based framework. The fund does not hold any physical bullion; instead, it utilizes a synthetic mechanism that tracks the performance of the metal. The product enhances Standard Chartered’s exposure in the tokenization industry. The majority shareholder in Zodia Custody and Zodia Markets, both of which focus on institutional digital-asset offerings, is also SC Ventures, which supports Libeara.  The introduction is preceded by the involvement of Standard Chartered in a physically supported gold fund in Singapore, where the bank acts as the custodian of bullion at the Le Freeport plant at Changi Airport. Investor demand and market conditions frame the launch The MG 999…

Author: BitcoinEthereumNews
Rangebound markets, resilient onchain lending

Rangebound markets, resilient onchain lending

The post Rangebound markets, resilient onchain lending appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. While crypto prices have shown a modest recovery in the short term, negative breadth and relative underperformance to TradFi benchmarks on the monthly suggests a prevailing bearish environment. Zooming out, we look at the secular growth trends within stablecoins and lending as durable sectors for multi-year growth. Indices Crypto markets remain rangebound after November’s harsh selloff. The past week has shown a modest recovery, with BTC at $90,400 now being 12% off of its recent correction low of $80,700. Over the trailing 24 hours, the AI and Modular sectors were the top winners, with TAO (+6.4%)  and TIA (+6.2%) as notable contributors to this short-term strength. The Perp Index was the top loser, with DYDX (-3.1%) and HYPE (-0.6%) accounting for the sector’s weakness. Zooming out to the monthly, the picture remains unfavorable. TradFi benchmarks like Gold, Nasdaq and the S&P 500 are all green over the past month, while every crypto index we track is measuring negative returns. Breadth is decisively negative on the monthly for all crypto indices, with no safe haven provided. Notably, the Protocol Revenue index is the top performing among crypto sectors, suggesting relative strength in protocols with strong fundamental positioning. Despite recent strength, it remains to be determined whether this rally is countertrend to a prolonged downtrend, or if the low is in for the rest of 2025. Market Update Amid the downtrend, don’t lose sight of the bigger picture, and take a moment to appreciate just how far we’ve come. At the bear market low, lending applications within DeFi accounted for just $5 billion in deposits, a rounding error within the larger financial system. In the years since, this figure has grown to $71 billion in deposits, having just previously…

Author: BitcoinEthereumNews
Jack Mallers’ Twenty One Capital Vows to Buy ‘As Much Bitcoin as Possible’

Jack Mallers’ Twenty One Capital Vows to Buy ‘As Much Bitcoin as Possible’

Bitcoin Magazine Jack Mallers’ Twenty One Capital Vows to Buy ‘As Much Bitcoin as Possible’ Jack Mallers’ Twenty One Capital launched on the NYSE as he pledged to buy as much Bitcoin as possible. This post Jack Mallers’ Twenty One Capital Vows to Buy ‘As Much Bitcoin as Possible’ first appeared on Bitcoin Magazine and is written by Micah Zimmerman.

Author: bitcoinmagazine