The post EU Compromise on Digital Euro Roadmap Finalized appeared on BitcoinEthereumNews.com. Key Points: The EU has finalized a roadmap for the digital euro rollout. Legislation is set for 2028 implementation pending approvals. Could reduce reliance on US payment systems. On September 22, EU finance ministers and the European Central Bank reached a consensus on the digital euro’s issuance roadmap, slated for potential rollout by 2028. This initiative aims to strengthen European payment sovereignty, potentially impacting EUR stablecoin markets, amidst no immediate changes for established cryptocurrencies like BTC and ETH. EU and ECB Finalize 2028 Digital Euro Launch Plan EU finance ministers and the European Central Bank have established a roadmap empowering finance ministers with control over the digital euro’s issuance and holding limits. The agreement targets a reduction in reliance on the US payment system while enhancing European financial sovereignty. This legislative process is likely to culminate by 2028, contingent upon approval from the European Parliament and Council. With the digital euro, the EU anticipates strengthening its position in global finance. The inclusion of finance ministers as key decision-makers underscores the region’s commitment to a unified approach in managing digital currency. The planned deployment marks a shift in policy toward modernizing payment infrastructures and boosting financial resilience. Reactions from markets and key leaders remain conservative as immediate effects on cryptocurrencies or EU stablecoin ecosystems are minimal. ECB officials underscore the cooperative work ahead to ensure a secure and efficient roll-out, emphasizing the importance of privacy and user protection. ECU’s Vision on Digital Currency Strategy and Insights Did you know? China’s e-CNY launch, a similar initiative, impacted local payment systems but did not significantly affect crypto market valuations. Ethereum (ETH) currently trades at $4,452.76, reflecting a 0.68% decrease over the past 24 hours. Reporting a market cap of $537.47 billion, ETH’s dominance in the crypto market is recorded at 13.38%, according to… The post EU Compromise on Digital Euro Roadmap Finalized appeared on BitcoinEthereumNews.com. Key Points: The EU has finalized a roadmap for the digital euro rollout. Legislation is set for 2028 implementation pending approvals. Could reduce reliance on US payment systems. On September 22, EU finance ministers and the European Central Bank reached a consensus on the digital euro’s issuance roadmap, slated for potential rollout by 2028. This initiative aims to strengthen European payment sovereignty, potentially impacting EUR stablecoin markets, amidst no immediate changes for established cryptocurrencies like BTC and ETH. EU and ECB Finalize 2028 Digital Euro Launch Plan EU finance ministers and the European Central Bank have established a roadmap empowering finance ministers with control over the digital euro’s issuance and holding limits. The agreement targets a reduction in reliance on the US payment system while enhancing European financial sovereignty. This legislative process is likely to culminate by 2028, contingent upon approval from the European Parliament and Council. With the digital euro, the EU anticipates strengthening its position in global finance. The inclusion of finance ministers as key decision-makers underscores the region’s commitment to a unified approach in managing digital currency. The planned deployment marks a shift in policy toward modernizing payment infrastructures and boosting financial resilience. Reactions from markets and key leaders remain conservative as immediate effects on cryptocurrencies or EU stablecoin ecosystems are minimal. ECB officials underscore the cooperative work ahead to ensure a secure and efficient roll-out, emphasizing the importance of privacy and user protection. ECU’s Vision on Digital Currency Strategy and Insights Did you know? China’s e-CNY launch, a similar initiative, impacted local payment systems but did not significantly affect crypto market valuations. Ethereum (ETH) currently trades at $4,452.76, reflecting a 0.68% decrease over the past 24 hours. Reporting a market cap of $537.47 billion, ETH’s dominance in the crypto market is recorded at 13.38%, according to…

EU Compromise on Digital Euro Roadmap Finalized

Key Points:
  • The EU has finalized a roadmap for the digital euro rollout.
  • Legislation is set for 2028 implementation pending approvals.
  • Could reduce reliance on US payment systems.

On September 22, EU finance ministers and the European Central Bank reached a consensus on the digital euro’s issuance roadmap, slated for potential rollout by 2028.

This initiative aims to strengthen European payment sovereignty, potentially impacting EUR stablecoin markets, amidst no immediate changes for established cryptocurrencies like BTC and ETH.

EU and ECB Finalize 2028 Digital Euro Launch Plan

EU finance ministers and the European Central Bank have established a roadmap empowering finance ministers with control over the digital euro’s issuance and holding limits. The agreement targets a reduction in reliance on the US payment system while enhancing European financial sovereignty. This legislative process is likely to culminate by 2028, contingent upon approval from the European Parliament and Council.

With the digital euro, the EU anticipates strengthening its position in global finance. The inclusion of finance ministers as key decision-makers underscores the region’s commitment to a unified approach in managing digital currency. The planned deployment marks a shift in policy toward modernizing payment infrastructures and boosting financial resilience.

Reactions from markets and key leaders remain conservative as immediate effects on cryptocurrencies or EU stablecoin ecosystems are minimal. ECB officials underscore the cooperative work ahead to ensure a secure and efficient roll-out, emphasizing the importance of privacy and user protection.

ECU’s Vision on Digital Currency Strategy and Insights

Did you know? China’s e-CNY launch, a similar initiative, impacted local payment systems but did not significantly affect crypto market valuations.

Ethereum (ETH) currently trades at $4,452.76, reflecting a 0.68% decrease over the past 24 hours. Reporting a market cap of $537.47 billion, ETH’s dominance in the crypto market is recorded at 13.38%, according to CoinMarketCap. Trading activity saw a 7.73% increase, reaching $19.37 billion within a day.

Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 00:05 UTC on September 22, 2025. Source: CoinMarketCap

Insights from Coincu research indicate that while the immediate impact on digital assets may be limited, the digital euro could influence the competitive landscape for EUR-based stablecoins and payment services. Historical trends suggest, “Regulated digital currencies might shift banks’ strategies rather than directly challenge decentralized cryptos.”

Source: https://coincu.com/news/eu-digital-euro-roadmap-2028/

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If the dollar collapses, will Bitcoin win?

If the dollar collapses, will Bitcoin win?

The rapid decline of the US dollar has rekindled the dream of "super-Bitcoinization" among Bitcoin supporters. But there is little evidence that the dollar's demise spells victory for Bitcoin, and instead plenty of signs pointing to widespread societal dislocation. The Death of the Dollar: Lessons from Currency Collapses Fernando Nikolic, a former vice president of Blockstream who experienced Argentina's financial turmoil, warned that Bitcoin believers who hope for the demise of fiat currency don't know what they are expecting. "Bitcoiners celebrating the collapse of the dollar don't understand what they're asking for... This isn't liberation, this is your grandmother having to eat cat food because her savings evaporated... The demise of the dollar is not a victory for Bitcoin." In a period of true monetary collapse, basic necessities like water and food (not digital assets) would become the only things with real value. Many Americans who fantasize about a sudden transition to a Bitcoin economy have never experienced a true societal collapse. Nickrich warned that the reality is far more chaotic than they imagined and they would not actually welcome the expected demise of the dollar. The bleak picture across the United States points to a stressed fiat currency system The U.S. housing market has never been more unaffordable. Median single-family home prices in 2025 hit a record high, requiring double the income of 2019. The price-to-income ratio has reached an all-time high, homeownership has fallen to an all-time low, and millions of renters are spending 30% to 50% of their income on rent. The imbalance between wages and rising housing costs means that most potential homebuyers are locked out of the market, and social pressures continue to mount. To make matters worse, the U.S. unemployment rate rose slightly to 4.3% in August 2025, the highest level since the end of 2021, and the broader underemployment rate reached 8.1%. The figures mask the pain caused by a labor market that has failed to keep pace with inflation or by stagnant real wages. Against the backdrop of rising unemployment and house prices, the U.S. national debt exceeded $37 trillion in August 2025, more than twice the size of the country's economy. Borrowing costs continue to rise, with interest payments on the national debt exceeding even defense spending. The Congressional Budget Office projects that debt levels will reach that milestone five years earlier than originally planned due to increased borrowing and social spending during the pandemic. Debt growth of $1 trillion every five months is unsustainable and could push up interest rates and squeeze investment. When Fiat Fails, Bitcoin Doesn’t Automatically Win The US dollar index has fallen more than 10% against major currencies this year, its steepest decline since 1973. This decline has been linked to unpredictable economic policies, protectionism, and expansionary tax cuts. As the dollar depreciates, import prices rise, the purchasing power of ordinary Americans decreases, inflation worsens, and household budgets are strained. Depreciation further puts pressure on housing, employment and debt, exacerbating systemic vulnerabilities. All of these grim indicators paint a bleak picture of the fundamentals of the U.S. economy, and the U.S. dollar is often seen as a barometer for the rest of the world’s economies. If the world’s strongest currency is under pressure, what does that mean for the entire fiat currency system? While many Bitcoin advocates cry out that “Bitcoin can solve this problem,” hyperbitcoinization—the idea that people will massively turn to Bitcoin when fiat currencies fail—is a dangerous fantasy. This view ignores historical and social realities: when currencies collapse, trust evaporates, and abstract ideals are replaced by basic survival needs. Nikolic, whose experience was rooted in the collapse of Argentina's fiat currency, testified that the hope of so-called "liberation" was naive: the collapse meant only poverty, instability and suffering. When social safety nets and market norms break down, financial dislocations hit the vulnerable hardest. Bitcoin may offer an alternative to inflationary fiat currencies, but the demise of the dollar will bring not freedom but disaster and suffering to most people.
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PANews2025/09/22 17:00
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