Visa Direct is piloting USDC and EURC stablecoins to cut pre-funding needs and boost liquidity in cross-border payments.   Visa has launched a pilot that uses stablecoins for near-instant cross-border payouts. The program was announced at the recent SIBOS conference in Frankfurt, and lets banks/ payment providers pre-fund transactions with Circle’s USDC and EURC. Why […] The post Visa Is Directly Testing Stablecoins As Cash Alternative appeared first on Live Bitcoin News.Visa Direct is piloting USDC and EURC stablecoins to cut pre-funding needs and boost liquidity in cross-border payments.   Visa has launched a pilot that uses stablecoins for near-instant cross-border payouts. The program was announced at the recent SIBOS conference in Frankfurt, and lets banks/ payment providers pre-fund transactions with Circle’s USDC and EURC. Why […] The post Visa Is Directly Testing Stablecoins As Cash Alternative appeared first on Live Bitcoin News.

Visa Is Directly Testing Stablecoins As Cash Alternative

Visa Direct is piloting USDC and EURC stablecoins to cut pre-funding needs and boost liquidity in cross-border payments.

 

Visa has launched a pilot that uses stablecoins for near-instant cross-border payouts. The program was announced at the recent SIBOS conference in Frankfurt, and lets banks/ payment providers pre-fund transactions with Circle’s USDC and EURC.

Why Stablecoins Matter in Visa Direct’s Approach

The pilot focuses on improving liquidity for banks, remittance firms and other institutions. 

This means that instead of locking up fiat funds in several payment corridors, participants can fund their Visa Direct accounts with stablecoins.

This model unlocks working capital, reduces exposure to exchange-rate swings and makes treasury flows more predictable. It also supports real-time transfers during weekends and holidays when legacy banking networks usually pause operations.

According to Visa, it has already processed over $225 million in stablecoin transactions. 

While this is small compared to its $16 trillion annual payment volume, it shows that stablecoins can be integrated at scale. The company plans to expand the pilot beyond its initial partners next year.

Circle Benefits as Visa Tests Stablecoin Payments

Circle Internet Group, the issuer of USDC and EURC, saw its stock rise about 3% after Bloomberg reported Visa’s pilot. The company’s stablecoins will power the new system on Visa Direct.

Mark Nelsen, Visa’s head of product for commercial and money movement solutions, pointed out how the pilot addresses a long-standing challenge. 

Many institutions currently must keep pre-funded accounts in each market where they operate. Shortfalls can delay payments, especially over weekends when traditional settlement systems are offline.

He noted that freeing up capital helps institutions deploy resources more efficiently and avoid interruptions for end customers.

Competition in Real-Time Global Settlements Heats Up

Visa’s announcement came just a day after Swift announced its plan to collaborate with Consensys and more than 30 international financial institutions. Swift is developing a blockchain-based settlement platform designed to enable 24/7 cross-border transactions.

Interest in stablecoin-powered payment solutions has also been on the rise lately, among startups. Recently, RedotPay (a stablecoin payments firm) raised $47 million in a round led by Coinbase Ventures, which helped it achieve unicorn status. 

Meanwhile, infrastructure startup Bastion recently secured $14.6 million from investors including Sony, Samsung Next, Andreessen Horowitz and Hashed.

These developments show the ongoing competition in building next-generation rails for cross-border finance. 

Outlook for Visa Direct Stablecoin Integration

Visa’s stablecoin pilot shows how traditional financial institutions can adopt digital assets to improve the current ways of doing things, rather than replace them. 

By treating USDC and EURC as cash equivalents, Visa is attempting to reduce friction and cost in cross-border money movement.

If the pilot proves successful, adoption by next year could affect how banks and remittance providers manage liquidity. 

For now, only select partners meeting Visa’s internal standards can participate. The company has not yet shared details about the next phase of the rollout.

As more institutions test blockchain-based settlement solutions, the line between traditional and digital asset payments continues to blur. 

The post Visa Is Directly Testing Stablecoins As Cash Alternative appeared first on Live Bitcoin News.

ข้อจำกัดความรับผิดชอบ: บทความที่โพสต์ซ้ำในไซต์นี้มาจากแพลตฟอร์มสาธารณะและมีไว้เพื่อจุดประสงค์ในการให้ข้อมูลเท่านั้น ซึ่งไม่ได้สะท้อนถึงมุมมองของ MEXC แต่อย่างใด ลิขสิทธิ์ทั้งหมดยังคงเป็นของผู้เขียนดั้งเดิม หากคุณเชื่อว่าเนื้อหาใดละเมิดสิทธิของบุคคลที่สาม โปรดติดต่อ service@mexc.com เพื่อลบออก MEXC ไม่รับประกันความถูกต้อง ความสมบูรณ์ หรือความทันเวลาของเนื้อหาใดๆ และไม่รับผิดชอบต่อการดำเนินการใดๆ ที่เกิดขึ้นตามข้อมูลที่ให้มา เนื้อหานี้ไม่ถือเป็นคำแนะนำทางการเงิน กฎหมาย หรือคำแนะนำจากผู้เชี่ยวชาญอื่นๆ และไม่ถือว่าเป็นคำแนะนำหรือการรับรองจาก MEXC
แชร์ข้อมูลเชิงลึก

คุณอาจชอบเช่นกัน

The Channel Factories We’ve Been Waiting For

The Channel Factories We’ve Been Waiting For

The post The Channel Factories We’ve Been Waiting For appeared on BitcoinEthereumNews.com. Visions of future technology are often prescient about the broad strokes while flubbing the details. The tablets in “2001: A Space Odyssey” do indeed look like iPads, but you never see the astronauts paying for subscriptions or wasting hours on Candy Crush.  Channel factories are one vision that arose early in the history of the Lightning Network to address some challenges that Lightning has faced from the beginning. Despite having grown to become Bitcoin’s most successful layer-2 scaling solution, with instant and low-fee payments, Lightning’s scale is limited by its reliance on payment channels. Although Lightning shifts most transactions off-chain, each payment channel still requires an on-chain transaction to open and (usually) another to close. As adoption grows, pressure on the blockchain grows with it. The need for a more scalable approach to managing channels is clear. Channel factories were supposed to meet this need, but where are they? In 2025, subnetworks are emerging that revive the impetus of channel factories with some new details that vastly increase their potential. They are natively interoperable with Lightning and achieve greater scale by allowing a group of participants to open a shared multisig UTXO and create multiple bilateral channels, which reduces the number of on-chain transactions and improves capital efficiency. Achieving greater scale by reducing complexity, Ark and Spark perform the same function as traditional channel factories with new designs and additional capabilities based on shared UTXOs.  Channel Factories 101 Channel factories have been around since the inception of Lightning. A factory is a multiparty contract where multiple users (not just two, as in a Dryja-Poon channel) cooperatively lock funds in a single multisig UTXO. They can open, close and update channels off-chain without updating the blockchain for each operation. Only when participants leave or the factory dissolves is an on-chain transaction…
แชร์
BitcoinEthereumNews2025/09/18 00:09
แชร์
From Blockchain to Racetrack: BlockDAG’s Bold Alliance With BWT Alpine F1® Team Defines 2025’s Biggest Crypto Partnership Yet

From Blockchain to Racetrack: BlockDAG’s Bold Alliance With BWT Alpine F1® Team Defines 2025’s Biggest Crypto Partnership Yet

Formula 1® grids and blockchain systems might look like they come from completely different worlds, but both thrive on speed, precision, and performance under pressure. The engines on the track and the algorithms running decentralized networks share the same principle: they can’t afford a single mistake when the stakes are global. That’s why the recent partnership between BlockDAG and the BWT Alpine F1® team feels so natural. This isn’t a surface-level collaboration. It’s about combining the adrenaline and precision of motorsport with a blockchain protocol designed to scale under real-world conditions. With a presale that has already raised over $415 million and 3 million active miners worldwide, BlockDAG is showing why it’s being talked about as the best crypto to buy today. The connection with the BWT Alpine F1® team cements its position as a blockchain ready for the mainstream. Shared DNA of Speed and Precision Formula 1® grids are unforgiving arenas where every decision and adjustment is measured in fractions of a second. The pressure is relentless because one minor miscalculation can derail the entire race. Blockchain systems, particularly those designed for scalability, operate under a similar kind of intensity.  BlockDAG’s partnership with the BWT Alpine F1® team highlights this alignment perfectly. Both worlds demand faultless execution, whether it’s a pit stop in record time or a network processing thousands of transactions per second. The Awakening Testnet, which is already live, provides a glimpse into this ability to withstand real-world stress before the mainnet launch. By introducing features such as account abstraction, upgraded vesting contracts, and integrated miner connectivity, BlockDAG demonstrates that its system can deliver both efficiency and resilience.  This combination of technical readiness and operational transparency positions BlockDAG as the best crypto to buy today, especially for those who value performance alongside dependability. Fan Engagement Meets Web3 Utility BlockDAG’s partnership with BWT Alpine F1® taps into a culture of passion, loyalty, and community, introducing blockchain to audiences who might not have engaged before. The collaboration is designed to go beyond branding and instead build real, interactive connections. Fans will be able to experience simulators, explore curated setups featuring the team’s official car, and participate in events that merge motorsport excitement with blockchain-enabled experiences. Equally important, this partnership creates a space where developers and fans come together. Hackathons and showcases will blur the line between entertainment and technology, while global blockchain events will feature crossover activations that connect coders with Formula 1® supporters. For BlockDAG, this represents an expansion of blockchain from niche adoption into mainstream sports culture. For fans, it is a chance to experience a sport they love through digital innovations that enhance their participation. By embedding blockchain utility into such a passionate community, BlockDAG proves why it is frequently mentioned as the best crypto to buy today. Mining on the Grid and on the Go The engines that power Formula 1® are a combination of brute force and refined precision, and BlockDAG has mirrored this duality in its mining strategy. On one side, the X1 mobile app allows more than 3 million users worldwide to mine BDAG coins directly from their smartphones, removing the need for expensive hardware or technical expertise. On the other side, the X-Series miners, ranging from compact entry-level devices to industrial-grade machines, provide the heavy-duty horsepower that ensures the network runs securely and efficiently. This two-tiered approach ensures accessibility while maintaining robust infrastructure. The X1 App gives ordinary users the ability to participate in mining and earn rewards with minimal barriers, while the X-Series devices provide institutional-level validation that supports the blockchain’s long-term scalability.  Both systems are already integrated into the Awakening Testnet, proving that this isn’t a promise of what might come in the future but an operational reality happening now. By combining accessibility and industrial-grade validation, BlockDAG strengthens its case as the best crypto to buy today, offering both mass participation and high-performance reliability. Why This Partnership Breaks Into the Mainstream Crypto projects often struggle to achieve true mainstream recognition, with many partnerships amounting to little more than surface-level marketing. What makes BlockDAG’s partnership with the BWT Alpine F1® team different is the depth and authenticity of the collaboration.  For the racing team, this alliance brings blockchain-powered fan experiences that expand how supporters engage with their sport. For BlockDAG, it opens a global stage where millions of fans can see blockchain technology not as an abstract idea but as something that directly enhances their experiences. The timing also reinforces the strength of this partnership. BlockDAG has already raised over $415 million in presale, secured more than 312,000 holders, sold 20,000 mining devices, and built a presence across 130 countries. Unlike projects that delay delivering their promises until after a mainnet launch, BlockDAG is proving its capacity right now through its Awakening Testnet.  This commitment to transparency and operational proof signals that the technology can handle pressure before being rolled out on a larger scale. For fans, it enriches their connection with Formula 1®; for developers, it validates a blockchain infrastructure ready for use; and for buyers, it underscores why BlockDAG continues to be viewed as the best crypto to buy today. The Final Take The story of Formula 1® and blockchain is not just about sponsorship, it’s about synergy. Both operate under conditions where margins for error are razor-thin and performance must be proven in real time. The partnership between BlockDAG and the BWT Alpine F1® team shows how these two worlds can reinforce each other. BlockDAG has proven its growth through a record presale, millions of miners, and a network already functioning under testnet stress. The partnership takes this momentum to the next level by putting blockchain utility into the spotlight of global sports culture. For fans, it means new interactive experiences. For developers, it means a platform to innovate. And for buyers, it strengthens the argument that BlockDAG is the best crypto to buy today, a project racing at full throttle toward mainstream adoption. Presale: https://purchase.blockdag.network Website: https://blockdag.network Telegram: https://t.me/blockDAGnetworkOfficial Discord: https://discord.gg/Q7BxghMVyu Disclaimer: This content is a sponsored post and is intended for informational purposes only. It was not written by 36crypto, does not reflect the views of 36crypto and is not a financial advice. Please do your research before engaging with the products.The post From Blockchain to Racetrack: BlockDAG’s Bold Alliance With BWT Alpine F1® Team Defines 2025’s Biggest Crypto Partnership Yet appeared first on 36Crypto.
แชร์
Coinstats2025/10/01 11:15
แชร์