<div><h3 class="heading-3 ace-line old-record-id-Q9j4d5Cm6oSpBvx5hdsuxsBWsae">MEXC T+N 提現政策問答 </h3><ol start="1" class="list-number1"><li class="ace-line ace-line old-record-id-EMl1dePeXo34M2xxpOFuK8OMsof"><div>什麼是 T+N 提現政策？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Lhb8dDssConDhsxD8WfuRlfMs9c"><div>T+N 提現政策要求用戶透過 OTC（場外交易）購得的加密貨幣需等待 N 小時後方可提現或轉出。此政策旨在風控覈查期間凍結可疑資金，防範洗錢和詐騙。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-FUeEdDqVcoyWTuxUDZluy212sQb"><div>T+N 是對透過法幣渠道（OTC）獲得的資產設置的流動限制政策，涵蓋： 限制操作：提現、站內轉帳、OTC 賣出、法幣出金、發紅包 N 天倒計時結束前，上述操作均被凍結（如 T+N=24/72 小時）</div></li></ul><div class=" old-record-id-LFTOdbRAroMZUUxDndUuL6z7sMb"><hr /></div><ol start="2" class="list-number1"><li class="ace-line ace-line old-record-id-HfPIdMoGZodI0SxywxTu1TXbsEb"><div>為什麼需要 T+N 提現等待時間？：</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Rci5dmwpUo7V4kxeRLYuWFYnsue"><div>風險緩衝：24/ 72 小時緩衝期可攔截不法資產提現，避免黑錢流入平台。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-PwyNd2jIMoMDUWxOTGguqulhs0f"><div>合規安全：配合反洗錢（AML）要求，降低用戶銀行卡凍結風險。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-H3BGdFYtCohpRbxYqNguxZSrsMc"><div>動態監測：平台利用此時間分析交易模式，標記高風險行為（如大額可疑轉帳）。</div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-JkT4dh1qxoY3j5x8nyPuBkD7sxO"><br /></div><div class=" old-record-id-EcVcdiWGEoi6a1x10LxuZlz7sPb"><hr /></div><ol start="3" class="list-number1"><li class="ace-line ace-line old-record-id-UJlodQBDqonQFqxG6ocuvBphsEd"><div>T+N 提現政策適用於哪些國家？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-HcgZd5LEto7S2rxAw3Du0R1TsYc"><div>白俄羅斯、比利時、巴西、哥倫比亞、捷克共和國、丹麥、愛沙尼亞、法國、德國、匈牙利、冰島、印度、愛爾蘭、義大利、哈薩克、拉脫維亞、荷蘭、奈及利亞、挪威、波蘭、羅馬尼亞、俄羅斯、沙烏地阿拉伯、斯洛伐克、西班牙、瑞士、泰國、土耳其、烏克蘭、阿拉伯聯合大公國、英國、烏茲別克</div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-JDlfdy3OXopy9OxCWAyuDxMzsw8"><br /></div><div class=" old-record-id-ETuddKaBloLABkxH3H9uRsWDsue"><hr /></div><ol start="4" class="list-number1"><li class="ace-line ace-line old-record-id-VYmVdPnVJopP4uxpkUjup4C7sFe"><div>哪些交易會受到 T+N 政策影響？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-U0WhdJAEKoRSr9xfxVeuVfXbs9I"><div>僅限 OTC 購買的加密貨幣，包括：</div><p></p><div class=" old-record-id-N7JwdluqzoQZkexpMKQumKHhspb"><table style="border-collapse:collapse"><colgroup><col width="105" /><col width="128" /><col width="270" /></colgroup><tbody><tr height="31"><td style="color:rgb( 64 , 64 , 64 );font-size:12pt;text-align:left;word-wrap:break-word;border-bottom:0.5pt solid rgb( 187 , 187 , 187 )">場景</td><td style="color:rgb( 64 , 64 , 64 );font-size:12pt;text-align:left;word-wrap:break-word;border-bottom:0.5pt solid rgb( 187 , 187 , 187 )">是否受限</td><td style="color:rgb( 64 , 64 , 64 );font-size:12pt;text-align:left;word-wrap:break-word;border-bottom:0.5pt solid rgb( 187 , 187 , 187 )">說明</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">OTC 賣出</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">T+N 期間禁止賣出法幣資產</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">法幣渠道出金</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止轉換為法幣並提現至銀行</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">提現</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止鏈上轉出資產</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">轉帳</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止站內轉移給其他用戶</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">發紅包</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止透過紅包發送 OTC 資產</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">現貨交易</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">❌</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">可自由交易，但盈利部分提現不受限</td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZeN4deCVOoc8KNxGx1QurQ4fsqg"> <em>不影響行為</em>：現貨交易獲利提現、充值加密貨幣的直接提現 </div></li></ul><div class=" old-record-id-B6AgdqqVyoH76xxaJyXu4hJPsTb"><hr /></div><ol start="5" class="list-number1"><li class="ace-line ace-line old-record-id-IX1HdvOMDoBOP9x5vIpuzyQqsOf"><div>提現時間是固定的 24~72 小時嗎？ </div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Wg2EdDz82ooz6IxBz19uC1n6svg"><div>否，時間非固定。</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-Dbcdd1JvfoAVITxlGpVuOmATsyc"><div>基礎限制：MEXC 默認採用 T+N（24小時）。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-WoR3dKKvUoHcbyxIM8YuuLKAske"><div>動態調整：根據風控等級延長（如高風險操作觸發 T+2 或更長）。</div></li></ul></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-Rngmd7qKhoT1vSxcH6auhYkBspe"><br /></div><div class=" old-record-id-YLbadDR1noULGbxEHwbuYPRMsob"><hr /></div><ol start="6" class="list-number1"><li class="ace-line ace-line old-record-id-Mv5ad2LoZoDfPrxTuj2uX5cFslg"><div>如何查詢提現狀態？</div></li></ol><div style="text-align:left" class="ace-line ace-line old-record-id-PsUhdfJQaolnoBxWzbHu6NWisYg"> 登錄 MEXC 帳戶 → 「資金記錄」 → 「提幣記錄」。</div><div style="text-align:left" class="ace-line ace-line old-record-id-ZACBd5IwSoofzcxhtVkudTotsYc"><div><div> 查看記錄狀態：</div><div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-WU6Vd4V4AoJHKHxZNm1uYaHZs0z"><div>處理中：等待 T+N 倒計時或區塊鏈確認。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-UQhGdZ61qo9VKVxzXvuuR4Yas1y"><div>已到帳：成功打入目標帳戶。</div></li></ul></div></div></div><div style="text-align:left" class="ace-line ace-line old-record-id-Tf8ndzSVuoghNHx76Nau2wmSsee"><br /></div><div class=" old-record-id-QGgId2HcPovRcsxoylausMH8sLh"><hr /></div><ol start="7" class="list-number1"><li class="ace-line ace-line old-record-id-T5KUdmuU7oYrsUxsZFdu0Xd7sbh"><div>政策是否適用於所有用戶？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JS8tdP1Cwoj0ALxXLcfujYxNsOd"><div>否，僅觸發風控的用戶受影響：</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-RYnCdi4WtoTsmcxyWQGuDvjXspA"><div>高風險行為：如頻繁大額 OTC 買入後立即提現。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-OXcXdjNs3oVagIxTQ49ufcKCsPb"><div>非受限用戶：正常交易或未觸發風控的用戶可即時提現。</div></li></ul></li></ul><div class=" old-record-id-TGxQdE3AEoOeIwxsXFXuSBOssfx"><hr /></div><ol start="8" class="list-number1"><li class="ace-line ace-line old-record-id-IVRQdLDgboHLT0xnIKKu5Lh0siR"><div>政策是否會更改或擴展到其他國家？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-DxiGdXEO4oun8UxqpyTuFK3gsKf"><div>可能調整：</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-SzQ5dSAsBoTeFxxb8dkuvd8Usjg"><div>MEXC 保留根據風控需求擴展政策（如延長 T+N 時長、新增國家）的權利。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-F609d1Vy3oG1UWxX8l8uhuJZsKd"><div>若詐騙模式升級，政策可能收緊。</div></li></ul></li></ul><div class=" old-record-id-VsQEdXf6losePTx4c69uuwe2sbh"><hr /></div><ol start="9" class="list-number1"><li class="ace-line ace-line old-record-id-IpfFdNHlKoqRP2xbv88uWDL5soh"><div>提現超過 72 小時未到帳怎麼辦？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Ro2ZdzpQho6dMPxD3jlubavcswA"><div>分步處理：</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-IFf3d2c1noJ5vVxU712uLNJgs9b"><div>檢查狀態：在 「提現歷史」 確認是否已完成提現轉帳。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-C6JydlYoYoISgzx1XOsuLQE4szg"><div>聯絡客服：若客服確認完成仍未到帳，提供 TxID 並申訴。</div></li></ul></li></ul></div>