DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67690 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
US Treasury Officially Scraps Crypto Broker Reporting Rules After Congressional Vote

US Treasury Officially Scraps Crypto Broker Reporting Rules After Congressional Vote

The US Treasury Department officially scrapped crypto broker reporting rules on Thursday, following a vote by Congress to revoke them under the Congressional Review Act, which President Trump signed in April. 💥 BREAKING: CRYPTO TAXES The US Treasury has removed crypto broker reporting rules — including Form 1099‑DA It was designed to require crypto brokers, including DeFi platforms, to report users’ digital asset transactions to the IRS for tax compliance Let’s gooo! 🔥 pic.twitter.com/dpGOASbW3Y — Real World Asset Watchlist (@RWAwatchlist_) July 10, 2025 The regulation titled “Gross Proceeds Reporting by Brokers that Regularly Provide Services Effectuating Digital Asset Sales” was published December 30, 2024, and is intended to require certain decentralized finance industry participants to file information returns as brokers effective February 28, 2025. Source: federalregister.gov Under Public Law 119-5 and the Congressional Review Act, the final rule has no legal force or effect and is considered null and void, as if it had never taken effect. The Treasury is removing the rule from the Code of Federal Regulations and reverting to the previous text, which excluded entities solely engaged in validating distributed ledger transactions or selling hardware for private key control from broker reporting requirements. Republicans in Congress successfully challenged the Biden-era rule that would have classified DeFi platforms as brokers, requiring extensive data collection and reporting obligations. The Treasury estimated that billions in crypto-related taxes were going uncollected annually, but industry advocates argued that the requirements were technically impossible for decentralized platforms to implement. The regulation faced widespread criticism for misunderstanding decentralized technology and potentially driving innovation overseas, prompting legal challenges from the Blockchain Association and Texas Blockchain Council . Congressional Battle Over DeFi Innovation and Tax Compliance Senator Ted Cruz led the Congressional Review Act resolution alongside Representative Mike Carey, arguing the rule represented government overreach that would stifle American cryptocurrency innovation. Cruz stated the regulation “ directly and immediately would harm American cryptocurrency innovation and drive development overseas. “ 1/ @SenTedCruz ’s CRA resolution to roll back the DeFi Broker Rule – anti-crypto, anti-privacy IRS midnight rulemaking – is critical to providing clarity for crypto and DeFi in the US. Congress should vote YES on the CRA. This has been a long battle… How did we get here? 👇 — Kristin Smith (@KMSmithDC) February 12, 2025 The Joint Committee on Taxation estimated repealing the rule could cost the government nearly $4 billion over ten years in lost tax revenue. Despite projected losses, lawmakers supporting repeal prioritized privacy, technical feasibility, and innovation over tax collection efficiency. House Financial Services Committee Chairman French Hill also condemned the proposal as excessive government intervention, arguing that defining DeFi software providers as brokers would create costly reporting obligations for entities that never take custody of user funds. The regulation threatened to push American digital asset development overseas while undermining technological progress. White House Crypto Czar David Sacks supported the repeal effort, calling the regulation an “ 11th-hour attack on the crypto community by the Biden administration. ” The White House is pleased to announce its support for the CRA introduced by @SenTedCruz and @RepMikeCarey to rescind the so-called Broker DeFi Rule, an 11th hour attack on the crypto community by the Biden administration. pic.twitter.com/T7Hxasb4aC — David Sacks (@davidsacks47) March 4, 2025 The administration positioned itself as strongly supportive of crypto industry concerns while establishing federal working groups on digital asset regulation. The successful repeal prevents the IRS from reintroducing similar proposals in the future, marking a significant victory for DeFi advocates. Broader Regulatory Shifts Signal Pro-Crypto Policy Direction The Treasury Department separately announced exemptions that will free banks and brokerage firms from reporting customers’ crypto holdings on financial statements, contingent upon demonstrating effective digital asset risk management capabilities. The SEC began issuing guidance clarifying that some crypto arrangements might not qualify as liabilities for reporting purposes. These regulatory relief measures came amid sustained Congressional pressure to revise the controversial SAB 121 accounting bulletin. While the Senate voted to overturn SAB 121 in May with 60 senators supporting repeal, President Biden’s veto prevented the measure from taking effect. States continue advancing Bitcoin legislation independently of federal action, with 23 states introducing Bitcoin reserve bills and 35 proposals under consideration. In fact, following that, Kentucky Governor Andy Beshear signed the “Bitcoin Rights” bill into law . Beyond the United States, Japan’s Senate has also recently approved legal amendments that give crypto brokerage firms increased operational freedom through new “intermediary business” categories, which come with reduced regulatory barriers. The legislation creates customer safeguards while promoting innovation, requiring the Prime Minister’s approval for crypto operators to hold assets domestically.

Author: CryptoNews
2 affordable cryptos with 9,000% potential, similar to buying Ethereum at $8 in early 2017

2 affordable cryptos with 9,000% potential, similar to buying Ethereum at $8 in early 2017

LILPEPE and TRON may mirror early Ethereum, with analysts forecasting up to 9,000% gains in coming years. #partnercontent

Author: Crypto.news
U.S. Treasury officially removes IRS controversial Biden-era on DeFi

U.S. Treasury officially removes IRS controversial Biden-era on DeFi

U.S. Treasury officially removed the IRS's rule for DeFi transaction reporting.

Author: Crypto.news
Bitcoin Price Breakout is Imminent And Crypto’s First-Ever BTC Layer 2 Token HYPER Will Surge

Bitcoin Price Breakout is Imminent And Crypto’s First-Ever BTC Layer 2 Token HYPER Will Surge

Bitcoin reached a fresh all-time high of $112,022 yesterday as an enormous price breakout beckons, and the world’s first-ever Bitcoin Layer 2 chain’s native token, Bitcoin Hyper (HYPER) , is going ballistic in presale. The new Solana Virtual Machine (SVM) Layer 2 chain for Bitcoin will turbocharge transaction speeds and reduce costs, bringing Bitcoin into the Web3 fold, with all the benefits that entails. In many ways an SVM Layer 2 for Bitcoin is such an obvious idea that it’s a wonder nobody thought of it up until now. But then again, many of the best ideas often seem obvious in retrospect. The cryptoverse has welcomed the innovative chain by backing the project with hard cash. Bitcoin Hyper Token has raised $2.24 million from early-bird investors who clearly know a good thing when they see it. The roadmap progress has encouraged early buyers, Today saw the team announce that it had (quietly) turned on the Bitcoin Hyper devnet a few weeks ago. It is barely a month since the presale began, so it won’t be surprising to see this initial coin offering hit double figures soon. Bitcoin Hyper is on sale today for the lowest available price of $0.0122, but the price ladder rises every two days, so time is of the essence. Meanwhile, Bitcoin is signalling that it is about to decisively enter price discovery territory. Get ready for Bitcoin Hyper price stages to start selling out fast. Why a Bitcoin Price Breakout is Imminent – and Bitcoin Hyper Will Start Selling Out Fast In recent weeks, there is an increased of Bitcoin HODLing, which suggests that people expect a solid price advance. After falling to as low as $76k in April as tariff turmoil kicked in on the markets, the price has stayed above $100k since early May. At current price levels, the vast majority of holders are now in profit. Continued strong institutional buying underpins the demand for Bitcoin. The inflow to spot Bitcoin ETFs provides a useful proxy for institutional demand, as illustrated in the Glassnode chart below: Source: Glassnode However, another little-noticed indicator measures something called entity-adjusted liveliness. Sure, it’s a mouthful, but put simply, the metric tells us about a change in market character by looking at the balance between spending and hodling. As shown in blue, we are now in a hodling period. All previous such periods are followed by periods of distribution, which saw price trending higher, although the Mt.Gox distribution period is an exception. This is all good news for a Bitcoin derivative coin like Bitcoin Hyper that is deeply embedded in the Bitcoin ecosystem, both at a value and fundamentals level. On the fundamentals, the Lightning Network is of particular interest for HYPER token fans. The Lightning Network is a sidechain that enables faster payments by creating payment channels between users. However, the problem with this pseudo ‘Layer 2’ is that the transacting parties have to pre-fund the channels. After initial enthusiasm, the adoption of the Lightning Network has stalled, as seen in the chart below of the number of active nodes: Source: Glassnode Again, this is good news for HYPER as it demonstrates the need for a more robust, easier-to-use Layer 2 solution based – as Bitcoin Hyper is – on the tried-and-tested Solana Virtual Machine. Fiat is Hopeless – Bitcoin (and its Layer 2, Bitcoin Hyper) Point to the Way Ahead Slightly leftfield but nevertheless relevant for Bitcoin Hyper bulls, Tesla investors are none too happy with Elon Musk’s political antics at the moment. It’s a different story if you are in crypto though, because his new yet-to-be-registered America Party will be embracing Bitcoin, according to a recent Elon X post reply . As the Trump vs Musk feud worsens, thinly veiled threats surrounding the ‘Epstein list’ are again coming to the fore. But it is Musk’s description of fiat currency as “hopeless” and his affirmative response when asked if his putative America Party will “embrace Bitcoin”, that is music to the ears of Bitcoin Hyper token buyers. It all ties in with Musk’s abhorrence of the debt-multiplying Big Beautiful Bill, which lawmakers signed into effect on US Independence Day and, by some measures, will add $3 trillion to the public debt. As the debt splurge continues unabated, Bitcoin stands out as a much better long-term store of value than the US dollar. And if the weakening price of long-duration US government bonds is anything to go by, an increasing number of investors and creditors are likely to agree. Bitcoin Hyper Will Power a More Dynamic Bitcoin Of course, Satoshi Nakamoto originally envisaged Bitcoin as peer-to-peer electronic cash , and while it served this purpose to varying degrees back in the early days of the nascent network, on the whole it has failed in that mission in the mainstream. However, the emergence of Bitcoin Hyper rekindles a future for Bitcoin as a digital cash payment method for everyday items, as well as opening up the ecosystem to the world of decentralized finance and Web3 in ways that were previously shut off. Bitcoin Hyper is helping to open up a multi-billion-dollar market to a flood of BTC liquidity, making it much easier for Bitcoin’s use as a programmable layer for DeFi, meme coin launches, NFT marketplaces and the like. Why Bitcoin Hyper is the Bridge to the Future Bitcoin Hyper deploys a non-custodial bridge that allows users to deposit Bitcoin at one end of the bridge. This deposit is verified using zero-knowledge proof technology and then locked, with a wrapped version minted at the other end of the bridge on the Layer 2 network. The wrapped BTC in the Bitcoin Hyper ecosystem powers staking, yield farming, trading – you name it. Transaction fees are near-zero and execution time is super fast. To withdraw funds from the Layer 2 chain, users access the burn mechanism for the wrapped Bitcoin, which unlocks the equivalent amount of BTC on the Bitcoin base chain. Bitcoin Hyper is the best of both worlds – it leverages the security of the Bitcoin network and the scalability of the Solana Virtual Machine. There is truly nothing else like it in crypto right now, which is what makes it such a valuable proposition. Don’t Miss This 100x Bitcoin Layer 2 opportunity, Which You Can Buy at a Fixed Low Price Given how quickly its presale funding run rate has accelerated, Bitcoin Hyper could be on track to hit the $3 million milestone even sooner than expected, potentially within the next week. The number of tokens deposited into the staking smart contract has popped to 145,272,629 HYPER. The more staked tokens, the greater the price foundations for the token because of the long-term commitment from token holders that staking entails. If you lock up your HYPER tokens for 12 months, the yield is currently 361%, although that rate will fall as deposits into the staking smart contract pool continue to increase. It means it pays to get in early to maximize rewards. To participate in the presale, connect your wallet at the Bitcoin Hyper website and purchase using ETH, USDT, BNB, or a credit card. Alternatively you can buy using Best Wallet , where the HYPER token can be found in the ‘Upcoming Tokens’ section of the app. Purchasing via Best Wallet makes tracking, managing, and claiming your tokens seamless. The Upcoming Tokens feature also enables you to get ahead of the crowd by discovering new coins still in presale. Bitcoin Hyper promises to be one of the most exciting developments in the Bitcoin ecosystem this year. As the bull market develops, the returns on HYPER are likely to far surpass those available from stacking Bitcoin or large-cap altcoins. Stay connected with the Bitcoin Hyper community on Telegram and X . Visit the Bitcoin Hyper Token.

Author: CryptoNews
Ethereum rises beyond $2,800 nearing 10-year anniversary

Ethereum rises beyond $2,800 nearing 10-year anniversary

Ethereum surges past the $2,800 mark on July 10, ahead of the project’s ten-year anniversary. So far, the token has jumped by more than 6.4%. According to data from crypto.news, the token’s value reached a peak at $2,816 on July…

Author: Crypto.news
BTC: Risk-averse logic in the era of debt currency

BTC: Risk-averse logic in the era of debt currency

Paul Tudor Jones is a legend in the field of global macro trading, known for his bold contrarian bets at market turning points. The most decisive moment in his career

Author: PANews
RWA is about to enter the next stage. Can Aptos achieve a curve overtaking?

RWA is about to enter the next stage. Can Aptos achieve a curve overtaking?

As a track that the market has high hopes for, RWA has not yet demonstrated its ability to connect trillions of assets in the traditional market. According to data from

Author: PANews
Zelensky’s “$200 million suit scandal”: When oracles become tools for making money, how does AI solve the “truth dilemma”?

Zelensky’s “$200 million suit scandal”: When oracles become tools for making money, how does AI solve the “truth dilemma”?

By Omer Goldberg Compiled by: Tim, PANews The controversy over Zelensky’s suit on Polymarket was not a glitch. It was a $200 million case that exposed a fundamental flaw in

Author: PANews
What Is REV and How This Metric Is Changing the Way We Evaluate Blockchains

What Is REV and How This Metric Is Changing the Way We Evaluate Blockchains

The crypto industry is flooded with metrics — some paint a clear picture of on-chain activity, while others are easily manipulated. One relatively new term gaining attention is Real Economic Value (REV). REV is used to assess a blockchain’s true economic activity. But how meaningful is this metric, and should it be considered a key […] Сообщение What Is REV and How This Metric Is Changing the Way We Evaluate Blockchains появились сначала на INCRYPTED .

Author: Incrypted
A brief comment on the Celestia and Polychain sell-offs: Everyone wants to make money, so are coin prices destined to return to zero?

A brief comment on the Celestia and Polychain sell-offs: Everyone wants to make money, so are coin prices destined to return to zero?

Author: Pavel Paramonov, Founder of Hazeflow Compiled by: xiaozou, Golden Finance This article analyzes the recent Celestia and Polychain sell-offs - Polychain sold $242 million worth of TIA. I think

Author: PANews