Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15600 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027

Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027

The post Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027 appeared on BitcoinEthereumNews.com. With Bitcoin stabilizing and the next bull cycle approaching, investors are scanning the market for early-stage cryptocurrencies with strong fundamentals and high upside potential. While most top tokens are already priced far above the $1 mark, analysts say one project under $0.05 could deliver the kind of exponential gains not seen since Solana or Aave’s early days. That project is Mutuum Finance (MUTM), a DeFi protocol that combines audited smart contracts, yield-based utility, and transparent tokenomics to create one of the most promising crypto launches of 2025. Many experts now call MUTM one of the potential best cryptocurrencies to buy under $0.05, pointing to its rising presale momentum, audited security, and clear path to becoming a live product in just a few months. If current projections hold, analysts estimate that the token could rise up to 35x by 2027, driven by adoption and the rollout of its decentralized lending ecosystem. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is currently in its presale in Phase 6. The price of every token has increased to $0.035 from the initial $0.01. Phase 1 participants already witnessed a 250% token appreciation since early 2025. Price will be increased by nearly 20% moving into stage phase 7 at $0.04 and the launch price is set at $0.06. As of now, the total sales of the tokens are over 785 million, as well as increasing the amount of money raised by over $18 million from the very beginning by 17,600 holders around the world. The succession of each stage is sold quicker than the previous one, as there is increasing confidence in the product and demand. MUTM is not just a presale token. This project is establishing a non-custodial lending and borrowing system that is efficient and transparent in crypto lending. Participants are able to lend assets…

Author: BitcoinEthereumNews
Moneta Teases Major Announcement for Cardano Set for October 31, 2025

Moneta Teases Major Announcement for Cardano Set for October 31, 2025

The post Moneta Teases Major Announcement for Cardano Set for October 31, 2025 appeared on BitcoinEthereumNews.com. Moneta teases forthcoming Cardano reveal scheduled for October 31, 2025. USDM holds $13.21 million of Cardano’s $35.84 million total stablecoin market cap currently. TapTools suggests announcement linked to major development on Cardano blockchain network. Cardano community members are anticipating a major announcement from stablecoin project Moneta following a cryptic social media post. The official X account for Moneta teased an upcoming development set for October 31, 2025. The post served as a pre-announcement for a reveal scheduled for today. Moneta referred to the message as advance notice for what the project plans to disclose. The cryptic nature of the communication has generated speculation about what the announcement might contain. Consider this the pre-announcement.Real announcement: 10/31.Probably. — USDM on Cardano (@USDMOfficial) October 29, 2025 Analytics platform amplifies expectations Analytics platform TapTools added to the anticipation by suggesting the upcoming announcement connects to a major development on ADA. These comments have heightened expectations that Moneta’s October 31 reveal could mark a milestone for the Cardano ecosystem. Several users on X have been speculating about the announcement’s contents. Some community members suggest Moneta may be planning to rebrand its USDM stablecoin, though this remains unconfirmed speculation. Moneta serves as the official issuer of the dollar-pegged USDM stablecoin, which launched on the Cardano network in March 2024. The team designed the asset to function as a key utility for payments and DeFi protocols, aiming to drive wider adoption of Cardano. Each USDM token is backed by U.S. dollar deposits and funds managed by asset manager Fidelity, providing transparency and stability for holders. Since its launch, USDM has maintained its position as the largest stablecoin on the Cardano network. USDM dominates Cardano stablecoin landscape Out of Cardano’s total stablecoin market capitalization of $35.84 million, USDM accounts for $13.21 million. This represents the largest share among…

Author: BitcoinEthereumNews
Borrow Against XRP Instead of Selling for Lasting Wealth

Borrow Against XRP Instead of Selling for Lasting Wealth

The post Borrow Against XRP Instead of Selling for Lasting Wealth appeared on BitcoinEthereumNews.com. Jake Claver advocates borrowing against XRP holdings rather than selling for profits. CEO suggests 30% loan against holdings could provide tax-free liquidity while assets grow. Expert warns personal ownership leaves investors vulnerable to lawsuits and forced liquidation. An XRP community figure has outlined a strategy for holders to generate income from their tokens without selling. Jake Claver, CEO of Digital Ascension Group, recently shared his perspective on building lasting wealth rather than pursuing short-term gains. As investors anticipate XRP rallying to new price levels, most discussions center on price predictions rather than post-rally planning. Claver argues that knowing what to do after the rally matters as much as waiting for it to occur. Institutional lending enables new strategies Claver pointed out that crypto investors belong to a small group, as only 7% of the global population holds digital assets. Triple-A’s latest adoption report confirms this figure, showing 560 million individuals representing 6.8% of the world’s population hold cryptocurrency. The CEO highlighted tokens including XRP, XLM, XDC, AXL, and HBAR as having strong potential due to real-world applications, partnerships, and growth capacity. He believes these assets could appreciate sharply in coming years, though only those managing holdings wisely will benefit long-term. Claver criticized traditional retirement advice encouraging decades of saving followed by limited withdrawals. He stated this system no longer functions because the economy has evolved while the advice remains unchanged. Instead, investors should own assets that grow faster than their expenses and use them as leverage to create income without selling. The executive explained that wealthy individuals already apply this approach with stocks and real estate. Now that institutional crypto lending has matured, investors can implement the same strategy with digital assets. Borrowing strategy preserves asset growth According to Claver, holders can borrow against crypto holdings, use a portion of…

Author: BitcoinEthereumNews
Crossover Songs From October 2025 Expanding K-Pop’s Global Reach

Crossover Songs From October 2025 Expanding K-Pop’s Global Reach

The post Crossover Songs From October 2025 Expanding K-Pop’s Global Reach appeared on BitcoinEthereumNews.com. Tzuyu, Nayeon, Momo, Jihyo of TWICE pose with models on the runway during the Victoria’s Secret Fashion Show on Wednesday, Oct. 15, 2025, in the Brooklyn borough of New York. (Photo by Evan Agostini/Invision/AP) 2025 Invision As October 2025 comes to a close, it’s once again clear that K-pop didn’t just participate in the month’s global music conversation but were one of the drivers. Across pop, R&B, electronic and rock, Korean artists deepened their international footprint through collaborations, English-language releases, and inventive reinterpretations that blur cultural and genre boundaries. These weren’t isolated crossover moments, but yet another step in the ongoing, coordinated wave proving K-pop’s fluency in the language of global pop. What unites this month’s releases is an unmistakable confidence when it comes to collaboration and experimentation that all prove why K-pop continues to be part of the larger pop conversation while simultaneously reshaping the global pop landscape in real time. Below are the standout crossovers from K-pop artists in October 2025. 1. JISOO & ZAYN, “EYES CLOSED” The BLACKPINK superstar’s duet with Zayn leans into late-night R&B, pairing her crystalline tone with Zayn’s smoky register to create a cinematic single that feels tailored for both K-pop playlists and Top 40 pop radio. The blending of boy band and girl group members proved to be a major chart win as well with Jisoo earning her first-ever entry on the Billboard Hot 100 chart while this marked the former One Direction star’s first entry in over five years. 2. PinkPantheress & SEVENTEEN, “Illegal + SEVENTEEN” For PinkPantheress’ Fancy Some More? mixtape, the U.K. breakout delivered several of her hits with new collaborators including SEVENTEEN members Mingyu, Vernon and The8 on her viral, dance-pop smash “Illegal.” The new hybrid opens with a new house-infused opening with the trio adding deeper harmonies…

Author: BitcoinEthereumNews
&TEAM’s Debut Korean Album Sells Over 1 Million Copies In 1 Day

&TEAM’s Debut Korean Album Sells Over 1 Million Copies In 1 Day

The post &TEAM’s Debut Korean Album Sells Over 1 Million Copies In 1 Day appeared on BitcoinEthereumNews.com. &TEAM performs at the KR 1st Mini Album ‘Back to Life’ media showcase YX LABELS &TEAM made a forceful entrance into the larger global market when the Japanese boy band sold more than 1.1 million copies of its first Korean release with their Back to Life EP, further solidifying the nine-member group as one of the most exciting groups out today and as part of the ever-growing definition of the K-pop industry. According to South Korea’s real-time sales chart Hanteo, Back to Life sold over 1.13 million copies worldwide upon its release on Tuesday, October 28. In the four days since its release, the EP also sold an additional 32,300 copies globally. While boys are gearing up to celebrate their third anniversary together with multiple studio albums, EPs and single releases under their belts, the high enthusiasm for their first-ever Korean release marks a particularly remarkable move for the ever-expanding K-pop industry. While &TEAM has mainly focused on the Japanese market under HYBE’s YX LABELS imprint with occasional appearances on Korean music shows, the intent to transition to a full global K-pop contender was clear with a decoration wrapping of HYBE’s Seoul headquarters, a special light-up of the N Seoul Tower as well as a local media showcase in Seoul that reportedly drew nearly 100 local reporters. Musically, Back to Life spans six tracks, blending rock, hip-hop, and R&B styles. The title track single features a rushing, rock-inspired gusto that aligns with several past &TEAM releases, allowing the group’s core sound to be infused into the K-pop scene and reach new audiences. The rest of the mini album allows for the group to showcase flexible versatility jumping from throwback moments like “Lunatic” embracing the 2000s with its recalling of N.E.R.D.’s debut single “Lapdance” and the ‘90s, lovelorn R&B groove taking…

Author: BitcoinEthereumNews
Top 7 Blockchain Platforms in 2025

Top 7 Blockchain Platforms in 2025

The post Top 7 Blockchain Platforms in 2025 appeared on BitcoinEthereumNews.com. Blockchain-based applications enable trustless transfers of value that execute automatically based on the conditions written in smart contracts. This eliminates intermediaries, reduces costs, and increases transparency across digital transactions. The ability to enforce agreements without third-party oversight has made blockchain one of the most transformative technologies in modern business. Its applications extend far beyond cryptocurrency, influencing sectors like payments, finance, supply chain management, gaming, and identity verification. As the ecosystem matures, new platforms continue to push the boundaries of scalability and interoperability. In this article, we’re showcasing the best blockchain platforms to build on in 2025. 7 top blockchain platforms in 2025: Ethereum – The leading blockchain smart contracts Solana – A smart contracts platform with very strong scalability XRP Ledger – Fast and cost-effective distributed ledger Aptos – Scalable Layer-1 blockchain built with Move Polygon – A suite of Ethereum scaling platforms Avalanche – Blockchain platform with support for customizable subnets Sei – Blockchain platform specialized for trading Exploring the top blockchain platforms in 2025 We analyzed the biggest blockchain technology platforms in use today based on their features, scalability, flexibility, and ecosystem strength. Here are the top blockchain platforms in 2025 if you’re looking to use or develop decentralized applications.  1. Ethereum – The leading blockchain smart contracts Ethereum is a blockchain with smart contract capabilities that initially launched in 2015. Smart contracts in Ethereum are written in Solidity, a programming language influenced by C++, Python, and JavaScript. The Ethereum platform runs on an environmentally-friendly Proof-of-Stake consensus mechanism, having completed a transition from its previous Proof-of-Work system in September 2022.  The platform is notable for pioneering general-purpose smart contracts in the cryptocurrency and blockchain space. This flexibility allows Ethereum to support a wide variety of decentralized applications such as cryptocurrency exchanges, lending protocols, NFT marketplaces, derivatives trading platforms, synthetic assets,…

Author: BitcoinEthereumNews
Massive 250 Million USDC Minted: What Does It Mean?

Massive 250 Million USDC Minted: What Does It Mean?

The post Massive 250 Million USDC Minted: What Does It Mean? appeared on BitcoinEthereumNews.com. A significant event recently caught the attention of the crypto community: a massive 250 million USDC minted at the USDC Treasury. This report, flagged by Whale Alert, signals substantial activity within the stablecoin ecosystem. When such a large amount of a dollar-pegged cryptocurrency like USDC is created, it often sparks questions about market demand, liquidity, and the broader implications for digital finance. Let’s explore what this significant minting event truly means for investors and the wider crypto landscape. What Does This Massive USDC Minting Event Signify? The creation of 250 million USDC minted at the Treasury is more than just a number; it reflects dynamic forces at play in the cryptocurrency market. USDC, or USD Coin, is a stablecoin designed to maintain a 1:1 peg with the US dollar. It is backed by fully reserved assets, primarily cash and short-duration U.S. government bonds. When new USDC is minted, it typically indicates a rising demand for dollar-denominated digital assets. This demand can stem from various sources: Increased Investor Inflow: New capital entering the crypto market, often converted into stablecoins before being deployed into other cryptocurrencies. Decentralized Finance (DeFi) Growth: More users participating in DeFi protocols, requiring stablecoins for lending, borrowing, and yield farming. Institutional Adoption: Large financial institutions or corporations using stablecoins for settlement, remittances, or as a treasury asset. Essentially, this minting suggests that more people or entities want to hold or use digital dollars within the blockchain ecosystem. It’s a clear indicator of growing confidence and utility for stablecoins. The Mechanics Behind a USDC Mint How exactly does USDC minted come into existence? The process is straightforward and regulated. Circle, the issuer of USDC, works with regulated financial institutions. When an authorized participant wants to acquire USDC, they deposit an equivalent amount of US dollars into a Circle-managed bank…

Author: BitcoinEthereumNews
Investing in MUTM at $0.035 Now Is Like Investing in Solana (SOL) in 2021 – Here’s Why It’s the Best Crypto to Buy Now

Investing in MUTM at $0.035 Now Is Like Investing in Solana (SOL) in 2021 – Here’s Why It’s the Best Crypto to Buy Now

The post Investing in MUTM at $0.035 Now Is Like Investing in Solana (SOL) in 2021 – Here’s Why It’s the Best Crypto to Buy Now appeared on BitcoinEthereumNews.com. Investors have long chased the next big breakout in the crypto market, and Mutuum Finance (MUTM) has emerged as that altcoin drawing sharp attention with its presale raising $18,250,000 from 17,600 holders. Tokens sit at $0.035 in Phase 6, 80% filled after a 250% climb from $0.01, setting up 400% gains to the $0.06 launch. This setup echoes Solana’s early surge, where utility met timing for massive returns. As the best crypto to buy now, MUTM offers DeFi entry at a fraction of future value, urging quick action before Phase 7’s 20% jump to $0.04. What crypto to buy now? One that mirrors proven winners like SOL, blending accessibility with growth potential that savvy holders have already spotted. Solana’s 2020-2021 Run: A Blueprint for Explosive Gains Solana has had an astonishing growth rate since its inception in 2020. The coin hit a nadir of $0.51 in May but soon rocketed to $260 in November 2021. The growth took a whopping 18 months to achieve a staggering 51,000% return on investment. The lucky few that invested in SOL when it hit rock bottom cashed in on its scalability and made life-changing gains. As the best crypto to buy now fades into yesterday’s news, echoes of SOL’s rise prompt a hunt for the next altcoin ready to replicate such multiples. Mutuum Finance (MUTM) has stepped into that spotlight, offering DeFi crypto seekers a comparable launchpad at today’s $0.035. MUTM’s Presale Phases Lock in Early Advantages Mutuum Finance has structured its presale in 11 distinct phases to cap sales at a predefined price as a token of appreciation for contributors. However, Phase 6 is racing past incredibly as 80% has sold out for delivering tokens to buyers worth $0.035. There has been a phenomenal 250% increase in token value from Phase 1’s price…

Author: BitcoinEthereumNews
Bitcoin May See 70% Drawdown in Next Two Years Over Utility Misunderstandings

Bitcoin May See 70% Drawdown in Next Two Years Over Utility Misunderstandings

The post Bitcoin May See 70% Drawdown in Next Two Years Over Utility Misunderstandings appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Bitcoin’s price is poised for a 65% to 70% retracement in the next two years due to traders’ limited understanding of its economic properties, according to experts. This could lead to significant market dumps during downturns, yet long-term adoption and utility may drive it toward $1 million per coin within a decade. Bitcoin market downturns often result in 70% drawdowns driven by investor psychology and lack of asset knowledge. Cyclical booms and busts persist, influenced by speculation and real-world use cases. Over 4 million BTC, or nearly 20% of total supply, is held by institutions, potentially stabilizing volatility per BitcoinTreasuries.NET data. Explore Bitcoin’s price cycle risks and long-term potential in 2025. Learn why a 70% drawdown looms and how adoption could push BTC to $1M. Stay informed on crypto market trends today. What Causes Bitcoin’s Cyclical Price Booms and Busts? Bitcoin’s price cycles are primarily driven by investor behavior and macroeconomic factors, leading to repeated booms followed by sharp busts of up to 70%. Traders who lack a deep understanding of Bitcoin’s utility as a store of value often…

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Citi and Western Union Explore Stablecoins as Bitcoin Mining, Lending Evolve Post-Halving

Citi and Western Union Explore Stablecoins as Bitcoin Mining, Lending Evolve Post-Halving

The post Citi and Western Union Explore Stablecoins as Bitcoin Mining, Lending Evolve Post-Halving appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Wall Street’s stablecoin initiatives are accelerating with Citi partnering with Coinbase for onchain payments and Western Union building a Solana-based network, while Bitcoin miners compete post-halving and lenders like Ledn surpass $1 billion in BTC-backed loans, reshaping the crypto landscape amid regulatory advancements like the GENIUS Act. Citi’s stablecoin expansion: Partnering with Coinbase to enable seamless crypto-fiat conversions for clients seeking faster payments. Western Union’s Solana choice: Developing a USD Payment Token for efficient cross-border remittances by mid-2026. Mid-tier miners’ rise: Companies like Cipher Mining and HIVE Digital boosting hashrate, closing gaps with leaders post-2024 halving, per The Miner Mag data. Discover how Citi and Western Union drive Wall Street stablecoin initiatives, Bitcoin mining evolves post-halving, and Ledn hits $1B in loans. Stay ahead in crypto—explore key trends now. What Are Wall Street’s Leading Stablecoin Initiatives? Wall Street stablecoin initiatives represent a pivotal shift as major banks and payment firms integrate blockchain for efficient transactions. Citigroup is advancing stablecoin payments through a partnership with Coinbase, focusing on bridging crypto and fiat for clients. This move aligns with projections of…

Author: BitcoinEthereumNews