Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14503 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns

Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns

The post Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns appeared on BitcoinEthereumNews.com. The boom in digital asset treasury (DAT) companies — fueled by the success of Strategy’s Bitcoin-buying — has shone a spotlight on cryptocurrencies such as Bitcoin (BTC), Ether (ETH) and Solana (SOL). However, that spotlight has dimmed in recent weeks as the market net asset values (mNAVs) of many DATs collapsed, exposing smaller firms to growing risks, Standard Chartered warned Monday. In the world of DATs, mNAV measures the ratio of a company’s enterprise value to the value of its cryptocurrency holdings. An mNAV above 1 allows a firm to issue new shares and keep accumulating digital assets. Below that threshold, it becomes far harder — and less prudent — to expand holdings. Standard Chartered noted that several high-profile DATs have recently slipped below that critical level, effectively shutting off their ability to keep buying.  “The recent collapse in DAT mNAVs will likely drive differentiation and market consolidation,” the bank said. “Differentiation will favour the largest in breed, cheapest funders and those with staking yield” — a nod to big, liquid players like Strategy (MSTR) and Bitmine (BMNR), as well as firms able to raise money through low-cost debt. The research tracked companies including Strategy, Bitmine, Metaplanet (MTPLF), Sharplink Gaming (SBET), Upexi (UPXI) and DeFi Development Corp (DFDV), highlighting how their valuations have compressed in recent weeks. Digital asset treasuries’ mNAVs have been under broad pressure since June. Source: Standard Chartered According to the bank, mNAV suppression is being driven by market saturation, growing investor caution, unsustainable business models and the rapid expansion of Ether and Solana treasury strategies.  “We see market saturation as the main driver of recent mNAV compression,” the analysts wrote, noting that Strategy’s success in acquiring Bitcoin already spawned 89 imitators. If mNAVs remain depressed, Standard Chartered expects consolidation across the sector, with larger players potentially…

Author: BitcoinEthereumNews
New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

Dubai, UAE, 16th September 2025, Chainwire

Author: CryptoPotato
Những Altcoin Hàng Đầu Cần Theo Dõi Khi Các Tập Đoàn UK-US Đẩy Mạnh Việc Kết Nhập Tài Sản Kỹ Thuật Số vào Tech Bridge

Những Altcoin Hàng Đầu Cần Theo Dõi Khi Các Tập Đoàn UK-US Đẩy Mạnh Việc Kết Nhập Tài Sản Kỹ Thuật Số vào Tech Bridge

Một liên minh gồm các hiệp hội hàng đầu trong lĩnh vực tài chính, công nghệ và kỹ thuật số đã gửi thư tới chính phủ Anh, kêu gọi đưa Công nghệ Sổ Cái Phân Tán (DLT) trở thành một trụ cột chính trong khuôn khổ UK-US Tech Bridge. UK-US Tech Bridge là một sáng […]

Author: Bitcoinist
AgoraLend Changes the Game Making it the Best Crypto to Buy

AgoraLend Changes the Game Making it the Best Crypto to Buy

The post AgoraLend Changes the Game Making it the Best Crypto to Buy appeared on BitcoinEthereumNews.com. A new player has entered the crypto arena to shake things up. Meet AgoraLend ($AGORA). AgoraLend ($AGORA) is drawing a lot of comparisons to early DeFi titans like Aave, but it’s built to move faster and hit harder. While Aave and others laid the groundwork for billion-dollar lending platforms, AgoraLend is here to take that a step further, with a focus on speed, scalability, and community rewards. Outperforming the Old Guard What makes AgoraLend unique is that it’s all about breaking away from old rules. It was designed to solve the common issues seen in traditional DeFi. By operating on multiple EVM chains, it maintains very low transaction fees, sometimes just a few cents! But the real game-changer is its revenue-sharing model. A massive 40% of the protocol’s revenue is used to buy back and burn tokens, making $AGORA a truly deflationary asset. This means the more people use the platform, the more valuable your tokens become. Plus, with permissionless lending, anyone can list a token and get liquidity without needing some kind of committee to approve it. It’s DeFi that’s finally open to everyone. Your Chance to Get in Early AgoraLend ($AGORA) has a clear plan for growth. Its presale is structured in 22 stages, with the price increasing at each step. The earlier you get in, the better the deal you get. It’s like a built-in advantage for early supporters. The presale has already had a strong start, raising over $127K and attracting significant attention. Analysts are very optimistic, with some even predicting that $AGORA could surge by 1,500% by 2030, possibly reaching $0.08. By comparing AgoraLend to Aave, you get a clear idea of a potential price path and what to expect in the long term. Aave withstood the market downturn, showing strong potential for quality DeFi…

Author: BitcoinEthereumNews
Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink’s collaboration with 21x allows investors to access verified price and bid-ask data, with Black Manta Capital’s UBS USD Money Market Fund. Future phases aim to expand beyond post-trade reporting to include pre-trade data and broader asset classes, enhancing transparency, collateral utility, etc. Chainlink has now extended its footprint into the EU’s regulated financial markets [...]]]>

Author: Crypto News Flash
Investors need clarity on Fannie and Freddie

Investors need clarity on Fannie and Freddie

The post Investors need clarity on Fannie and Freddie appeared on BitcoinEthereumNews.com. A version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox. The annual Zelman Housing Summit is a small but elite conference of public and private homebuilders, mortgage lenders, investors and financial analysts, run by one of the most well-known builder analysts, Ivy Zelman. When the conference started 18 years ago, it was focused primarily on residential housing. But by now the conversations have broadened – and this year’s conference focused particularly on multifamily, GSEs, labor and land.  Four years ago, Zelman’s firm was acquired by Walker & Dunlop, a commercial real estate finance and advisory company. It’s a top GSE (Fannie Mae and Freddie Mac) multifamily lender. CNBC sat down for a podcast with Willy Walker, its CEO. Below are some highlights from our discussion and from the broader conference: Interest rates Much of the conversation at Zelman surrounded interest rates, as the 10-year yield dropped again Thursday when the conference began. Walker said he was surprised at where interest rates are now and doesn’t expect them to stay there.  “If you’d said to me three weeks ago that we’d have a 4.01% on the 10-year today, I would not have taken that bet,” he told CNBC. “Rates are much lower today than I thought they would be.”  But then he noted that if you go back to 1980 and look at the nine Fed rate-cut periods over that 45-year period, cuts made in a recessionary environment brought longer-term bold yields down. Outside a recession, there was really no impact on long-term interest rates.  “So as much as…

Author: BitcoinEthereumNews
Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play

Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play

TLDR: Helius secured $500M in funding led by Pantera and Summer Capital to build a public Solana treasury company. The $HSDT strategy will acquire SOL as its main reserve asset and scale holdings over the next 12–24 months. Incoming director Joseph Chee and Pantera’s Dan Morehead will oversee treasury operations and market strategy. $750M in [...] The post Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play appeared first on Blockonomi.

Author: Blockonomi
Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

The post Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi appeared first on Coinpedia Fintech News The decentralized finance landscape has reached an inflection point. With total value locked approaching $100 billion across dozens of chains, DeFi’s success has paradoxically created its greatest challenge: a fragmented ecosystem where optimal execution requires navigating an increasingly complex maze of protocols, bridges, and liquidity pools. Epoch Protocol, positioning itself as the Universal Coordination Layer …

Author: CoinPedia
Pantera Capital $1.1B Investment in Solana Marks Bold Shift in Crypto Strategy

Pantera Capital $1.1B Investment in Solana Marks Bold Shift in Crypto Strategy

TLDR Pantera Capital has invested $1.1 billion in Solana, making it the firm’s largest position in digital assets. The firm previously held a “100% Bitcoin” strategy but shifted focus due to Solana’s impressive performance. Solana has outperformed Bitcoin and Ethereum over the last four years with significant price growth. Solana handles over 9 billion transactions [...] The post Pantera Capital $1.1B Investment in Solana Marks Bold Shift in Crypto Strategy appeared first on CoinCentral.

Author: Coincentral
Helius launches a $500 million treasury on Solana: shares over 200%

Helius launches a $500 million treasury on Solana: shares over 200%

A stake of over 500 million dollars on Solana shines the spotlight on Helius Medical Technologies (Helius).

Author: The Cryptonomist