Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16197 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BxLend Announces First Token Sale and Early Access Launch

BxLend Announces First Token Sale and Early Access Launch

BxLend, Europe’s emerging leader in regulated crypto banking, has announced its first presale round launching December 3rd, followed by the early access release of its platform on December 20th. The announcements mark a significant milestone for the project, which aims to bridge traditional banking with decentralized finance under full EU regulatory compliance. Token Sale and […] The post BxLend Announces First Token Sale and Early Access Launch appeared first on TechBullion.

Author: Techbullion
Finfactor raises $15M in Series A funding led by WestBridge Capital

Finfactor raises $15M in Series A funding led by WestBridge Capital

The newly raised capital will support product development, expansion of its analytics capabilities and efforts to strengthen its technology stack for banks and other financial institutions.

Author: Yourstory
Strategy’s Green Dots Suggest Flexibility, Fueling Interest in $HYPER Presale

Strategy’s Green Dots Suggest Flexibility, Fueling Interest in $HYPER Presale

What to Know: Strategy’s willingness to keep Bitcoin sales ‘on the table’ reflects a broader shift toward tactical, actively managed $BTC exposure without abandoning long-term conviction. As Bitcoin’s base layer remains constrained by low throughput and high, cyclical fees, traders increasingly look to Layer 2 infrastructure as leveraged expressions of $BTC upside. Bitcoin Hyper targets Bitcoin’s speed and programmability gap with an SVM-powered Layer 2 that aims for Solana-level performance while settling to Bitcoin. When you see a long-term Bitcoin accumulator suddenly flashing ‘green dots’ instead of just quietly stacking sats, you aren’t just watching a trade, you’re watching a shift in conviction. Many saw the green dots as a sign for more Bitcoin purchases, while others saw it as buybacks or a restructuring of assets. The willingness of major players like Strategy to keep potential $BTC sales on the table signals a massive evolution in the market. Even the loudest ‘HODL forever’ thesis is now being wrapped in active risk management. For you as a trader or allocator, that nuance changes everything. If the most visible corporate-style HODLers are comfortable dialing risk up and down around a core $BTC position, it legitimizes a more tactical approach for the rest of us. It’s no longer a binary choice between ‘all spot, all the time’ or exiting to fiat. Instead, we are seeing sophisticated traders keeping their ‘hard money’ core while rotating a slice of their stack into high-beta ecosystem plays. Why? Because everyone agrees on one thing: Bitcoin’s base layer is incredible for settlement, but it is too slow (~7 TPS) and too rigid for modern apps. The market is realizing that infrastructure, scaling, and programmability layers could outgrow $BTC itself on a percentage basis in a bull cycle. Just as we saw with Ethereum’s modular stack, the real leverage often lies in the layers built on top of the base asset. This is why tactical Bitcoin exposure is drifting toward Layer-2s. Traders are looking for leveraged expressions of Bitcoin’s strength without leaving the ecosystem, hunting for the infrastructure that finally unlocks $BTC for DeFi and gaming. And this is where Bitcoin Hyper ($HYPER) enters the fold. Bitcoin Hyper: The ‘Best of Both Worlds’ Engine If you believe Bitcoin will remain the king of settlement but acknowledge it can’t host high-speed gaming or complex DeFi, then you need a high-performance execution layer. Bitcoin Hyper ($HYPER) is designed to be exactly that. It creates a fusion that combines Bitcoin’s massive liquidity and security with a real-time Solana Virtual Machine (SVM) Layer-2 for execution. By integrating the SVM, Bitcoin Hyper isn’t just trying to be faster; it’s aiming for sub-second confirmations and throughput in the thousands of transactions per second. It leans into Solana-style performance while settling back to Bitcoin. This directly solves the biggest headaches we all face with $BTC: agonizingly slow block times and fees that spike when the mempool gets clogged. Crucially, this system relies on a Canonical Bridge. This decentralized bridge is the vital link that handles $BTC transfers into the ecosystem, ensuring that assets move securely between the mainnet and the Layer 2. It positions the network not as a competitor trying to kill Bitcoin, but as a modular extension that finally makes your $BTC usable for high-speed swaps, lending, and staking. For full details, check out our ‘What is Bitcoin Hyper’ guide. The Financial Upside: Whales and ROI Potential For traders who are reading the market’s ‘green dots’ as a sign to be nimble, the financial setup for $HYPER is looking increasingly attractive. Smart money is already making significant moves to secure its position before the public catches on. We aren’t talking about small change here; we are seeing massive whale conviction. In the last months, we tracked buy-ins of $500K and $379.9K. When wallets of this size start accumulating a presale token, it’s usually a signal that they see something the retail market hasn’t fully priced in yet. Currently, the token is priced at $0.013355. However, our experts see $HYPER hitting $0.08625 by the end of 2026. If you choose to invest at today’s price, hitting that target would give you an ROI of around 545%. The presale has already raised over $28.8M, and with staking rewards at 40% the incentives are aligned for early adopters. If you want $HYPER, get it soon, as a price increase is coming. Don’t miss your chance to be part of the $HYPER revolution. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/strategy-green-bitcoin-dots-fuel-interest-bitcoin-hyper  

Author: NewsBTC
Most digital asset treasuries are bad ETFs

Most digital asset treasuries are bad ETFs

The post Most digital asset treasuries are bad ETFs appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The cold reality is that many digital asset treasuries, or DATs, are bad exchange-traded funds. They are struggling companies trying to bump their share price and salvage their hemorrhaging balance sheets.  Summary Many digital asset treasuries resemble weak ETFs, boosting share prices with BTC buys but lacking real operations, leaving them vulnerable compared to regulated spot ETFs for BTC, ETH, and SOL. To survive, digital asset treasuries must build genuine operational advantages: become validators, diversify beyond BTC. Strategy stands out due to its ability to fund BTC purchases through equity, but most DATcos rely on debt and face higher risk; long-term winners will be those developing real expertise and sustainable participation in crypto networks, not speculators chasing short-term bumps. This story isn’t new. In 2017, spiraling companies like the infamous “Long Island Ice Tea Company” rebranded to the “Long Island Blockchain Co” and saw their stock price rocket 300 percent. Their experiment, like the many copycats they spawned, ended in disaster. In the five years since Strategy hard-launched the digital asset treasury model with an initial purchase of 21,000 Bitcoin (BTC), some 200 other DATcos have followed suit.  Many have enjoyed early share price gains, only to descend back to earth just days later. In the words of Bitwise’s Matt Hougan, “the best DATs are doing something hard.” Differentiating from ETFs with real, operational expertise to justify their equity premium over NAV.  DATs vs ETFs The U.S. has approved spot ETFs for BTC, Ethereum (ETH), and Solana (SOL). Some include staking returns for SOL and ETH, narrowing the competitive advantage of digital asset treasuries even further. To survive in the long term, digital asset treasuries must maintain…

Author: BitcoinEthereumNews
Most digital asset treasuries are bad ETFs | Opinion

Most digital asset treasuries are bad ETFs | Opinion

To survive, digital asset treasuries will have to move beyond being passive holders of the top three cryptocurrencies.

Author: Crypto.news
Sony Prepares Dollar Stablecoin to Power Its Entertainment Ecosystem

Sony Prepares Dollar Stablecoin to Power Its Entertainment Ecosystem

The post Sony Prepares Dollar Stablecoin to Power Its Entertainment Ecosystem appeared on BitcoinEthereumNews.com. The bank applied for a US banking license, partnered with stablecoin issuer Bastion, and expanded its Web3 ambitions through its new subsidiary, BlockBloom. Meanwhile, Uzbekistan is also moving forward with stablecoin adoption by launching a regulated sandbox in 2026 to test blockchain-based payment systems and allowing tokenized securities to be issued and traded domestically. This is part of the regional push across Central Asia where countries like Kyrgyzstan and Kazakhstan are quickly moving forward with stablecoin, CBDC, and digital asset initiatives. Sony Bank Plans US Stablecoin Sony Bank, the digital lending arm of Sony Financial Group, is preparing a major push into the US market with plans to launch its own US dollar-pegged stablecoin as early as 2026. According to reporting from Nikkei, the stablecoin is expected to play a key role in Sony’s huge entertainment ecosystem, and will allow users in the United States to pay for PlayStation games, subscriptions, anime content, and other digital services directly with a blockchain-based asset rather than traditional payment methods.  The initiative is designed not only to expand Sony’s presence in the US, which is a region that accounts for roughly 30% of the company’s external sales, but it will also reduce the fees it currently pays to major credit-card networks. Report from NikkeiAsia Sony Bank submitted an application for a US banking license in October as part of its plan to establish a stablecoin-focused subsidiary. In addition to this, the company partnered with Bastion, a US stablecoin issuer backed by Coinbase Ventures. Sony’s venture arm also participated in Bastion’s recent $14.6 million funding round. If approved, the new subsidiary will allow Sony to issue its stablecoin under US regulatory oversight while directly integrating blockchain payments into its existing product lines. The stablecoin project is part of Sony Bank’s expansion into Web3, an…

Author: BitcoinEthereumNews
Solana ETF Inflows Hit $621m After 21 Days. Can SOL Rise Higher Than This Emerging Defi Crypto?

Solana ETF Inflows Hit $621m After 21 Days. Can SOL Rise Higher Than This Emerging Defi Crypto?

The institutional confidence level in Solana is rapidly escalating, with a monumental influx of $621 million into its exchange-traded funds within only 21 days. This monumental rise, coupled with a single-day contribution of $53.1 million, reflects a steadily increasing belief among institutional investors in the viability of the asset class. Even as institutional support propels […]

Author: Cryptopolitan
Next 1000x Crypto? Bitcoin Hyper Presale Heats Up as Bitcoin Layer 2 Narrative Grows

Next 1000x Crypto? Bitcoin Hyper Presale Heats Up as Bitcoin Layer 2 Narrative Grows

The post Next 1000x Crypto? Bitcoin Hyper Presale Heats Up as Bitcoin Layer 2 Narrative Grows appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Bitcoin still dominates value settlement, but slow transactions, higher fees, and limited programmability leave a massive gap for scalable application infrastructure. As demand for high-throughput Bitcoin Layer 2s grows, infrastructure projects that unlock DeFi, NFTs, and gaming on $BTC could see outsized repricing. Bitcoin Hyper introduces SVM-powered smart contracts and extremely low-latency execution to Bitcoin, targeting Solana-like performance while anchoring to $BTC security. By enabling high-speed $BTC payments, DeFi, NFTs, and gaming dApps, Bitcoin Hyper positions $HYPER as a leveraged bet on Bitcoin’s emerging application layer. Bitcoin’s Layer 2 trade has gone from side theme to main story. As it hovers near cycle highs and spot ETF flows keep pushing liquidity on-chain, traders are asking a simple question: which infrastructure tokens will actually capture the next wave of value? The bottleneck is obvious. Bitcoin settles trillions in value, but it still moves like a settlement network, not an application platform. Minutes-long confirmation times, inconsistent fees, and limited programmability have left DeFi, NFTs, and gaming to chase yield on EVM chains and Solana while most $BTC just sits idle. That gap is now the hunt zone for ‘next 1000x crypto’ speculators. If even a fraction of dormant Bitcoin flows into high-throughput Layer 2s that feel more like Solana or Ethereum rollups than old-school Bitcoin, the upside for early infrastructure plays could be asymmetric. This is the backdrop for Bitcoin Hyper ($HYPER). It’s a project positioning itself as the fastest Bitcoin Layer 2 with SVM integration. 👉🏼 The pitch is straightforward: combine Bitcoin’s trust and brand with Solana-style throughput, then wrap it in a presale that lets retail enter before mainnet, listings, and partnerships begin testing that thesis in the wild. Bitcoin Hyper Aims to Bring Solana-Like Speed to Bitcoin Bitcoin Hyper is built to attack Bitcoin’s three biggest…

Author: BitcoinEthereumNews
Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto

Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto

Takeaways: Bitcoin still dominates value settlement, but slow transactions, higher fees, and limited programmability leave a massive gap for scalable […] The post Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto appeared first on Coindoo.

Author: Coindoo
Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership

Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership

The post Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership appeared on BitcoinEthereumNews.com. Sony Bank is advancing toward launching a US dollar-pegged stablecoin in 2026, targeting payments within the Sony ecosystem like PlayStation games and anime subscriptions. This initiative involves pursuing a US banking license and partnering with Bastion to enhance Web3 integration through its BlockBloom unit. Sony Bank’s stablecoin aims to reduce transaction fees by complementing credit card payments for US customers, who represent about 30% of the company’s external sales. The stablecoin will facilitate seamless purchases across Sony’s digital services, including gaming and entertainment content. Sony has invested in Bastion’s $14.6 million funding round, led by Coinbase Ventures, signaling strong commitment to stablecoin infrastructure. Sony Bank stablecoin launch in 2026 targets US users for PlayStation and anime payments. Discover how this Web3 move reduces fees and boosts ecosystem integration—explore the details now. What is Sony Bank’s Planned Stablecoin Launch? Sony Bank’s stablecoin is a US dollar-pegged digital asset set for issuance in 2026, designed to streamline payments across Sony’s entertainment and gaming platforms. This initiative, led by Sony Bank’s online lending arm under Sony Financial Group, focuses on US customers to lower reliance on traditional payment networks. By integrating with services like PlayStation purchases and anime subscriptions, it aims to create a more efficient, blockchain-based transaction system within the Sony ecosystem. How Does Sony Bank’s Partnership with Bastion Support the Stablecoin? Sony Bank has partnered with Bastion, a US-based stablecoin issuer, to develop the necessary infrastructure for its 2026 launch. This collaboration includes Sony’s venture arm participating in Bastion’s $14.6 million funding round, which was led by Coinbase Ventures. According to reports from Nikkei, the partnership will enable Sony to establish a stablecoin-focused subsidiary in the US, following the bank’s application for a banking license in October. This move positions Sony to leverage Bastion’s expertise in compliant stablecoin operations, ensuring regulatory…

Author: BitcoinEthereumNews