Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15873 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Q1 2026’s Top Cryptos: Mutuum Finance (MUTM) and Shiba Inu (SHIB) Ready to Explode

Q1 2026’s Top Cryptos: Mutuum Finance (MUTM) and Shiba Inu (SHIB) Ready to Explode

The post Q1 2026’s Top Cryptos: Mutuum Finance (MUTM) and Shiba Inu (SHIB) Ready to Explode appeared on BitcoinEthereumNews.com. The advancement of digital asset attention indicates the first quarter of the year 2026 should be filled with excitement. The SHIB token is expanding its digital asset utilities and gaining attention with its technical movements. More and more digital fans are expecting partnerships to increase SHIB’s utility more, and partnerships are being formed.  At the same time, the presale of Mutuum Finance is expected to be one of the quickest to be completed as the market and users are seeing the expected utility. These two digital assets are expected to be the top digital assets to pay attention to as the 2026 year commences.   Shiba Inu Sustains Dedication to Recent Collaborations Due to recent integrations Shiba Inu is showing strong signs of recovery. Recent integrations with Unity Nodes allow SHIB to have true utility within the telecom infrastructure. This integration allows customers to purchase nodes and licenses using SHIB. This grants customers the ability to earn in SHIB which in turn creates a circular economy. Additionally, this is a positive fundamental development considering the asset in question.  Recent 4 hour time frame data shows a bullish reversal head and shoulders bottom consolidation. If the price breaks the resistance head and shoulders neckline, expect SHIB to target $0.00001025. For the fundamentalist investor considering what crypto to buy today with the best short term potential however, SHIB falls behind utility based tokens like Mutuum Finance. Mutuum Finance Presale is Almost Sold Out As SHIB works on trying to recover, Mutuum Finance (MUTM) is showing what demand truly is, as their ongoing presale is nothing short of amazing. We are now in Phase 6 of the presale, and the phase is almost sold out. Here, investors can purchase MUTM tokens for $0.035 which is a great deal before Phase 7 when the presale…

Author: BitcoinEthereumNews
Senate Releases Long-Awaited Crypto Market Structure Bill Draft and What It Means for the Industry

Senate Releases Long-Awaited Crypto Market Structure Bill Draft and What It Means for the Industry

After much anticipation, legislators have released a draft that has been under development. The Senate Agriculture Committee recently published its discussion draft on digital assets market structure. Senators John Boozman (R-AR) and Cory Booker (D-NJ) are heading up the effort. Lawmakers from both sides of the aisle have put together a proposal that could adjust […] The post Senate Releases Long-Awaited Crypto Market Structure Bill Draft and What It Means for the Industry appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Core Foundation secures injunction blocking Maple Finance’s rival bitcoin yield product

Core Foundation secures injunction blocking Maple Finance’s rival bitcoin yield product

Core claims that Maple used confidential information in their partnership to develop a competing product, violating the exclusivity clause.

Author: The Block
Plume’s Strategic Move To Transform RWA Finance

Plume’s Strategic Move To Transform RWA Finance

The post Plume’s Strategic Move To Transform RWA Finance appeared on BitcoinEthereumNews.com. In a groundbreaking development that’s set to reshape the real-world asset landscape, Plume has announced its adoption of the Paxos-issued USDG0 stablecoin. This strategic move represents a significant leap forward for institutional participation in blockchain-based finance. But what makes this USDG0 stablecoin integration so revolutionary for the RWA sector? Why USDG0 Stablecoin Marks a Turning Point for RWAs The USDG0 stablecoin brings something crucial to the table that previous solutions lacked: regulatory clarity combined with advanced technical infrastructure. Built on LayerZero’s Omnichain Fungible Token standard, this USDG0 stablecoin offers seamless cross-chain functionality while maintaining the regulatory compliance that institutions demand. This combination addresses two major hurdles that have traditionally slowed institutional adoption. Plume’s decision to integrate the USDG0 stablecoin signals a maturation of the entire RWA ecosystem. The platform recognizes that for real-world assets to truly flourish on-chain, they need stable, regulated settlement layers. The USDG0 stablecoin provides exactly this foundation, enabling more sophisticated financial instruments and smoother transactions. How Does This USDG0 Stablecoin Integration Benefit Investors? The adoption of USDG0 stablecoin brings multiple advantages to the Plume ecosystem: Enhanced regulatory compliance through Paxos’ established framework Improved cross-chain interoperability via LayerZero technology Greater institutional confidence in RWA transactions Reduced settlement risks with regulated stablecoin infrastructure Expanded accessibility to real-world asset investments This USDG0 stablecoin integration means that institutions can now participate in RWA markets with the same level of regulatory comfort they experience in traditional finance. The move demonstrates how seriously Plume is taking institutional requirements while pushing the boundaries of what’s possible in decentralized finance. What Challenges Does the USDG0 Stablecoin Overcome? Traditional RWA platforms have struggled with several key issues that the USDG0 stablecoin directly addresses. Regulatory uncertainty has been a major barrier, with many institutions hesitant to engage with unregulated stablecoins. The USDG0 stablecoin, being Paxos-issued, brings…

Author: BitcoinEthereumNews
Coinbase is expanding its DeFi Mullet service to Brazil

Coinbase is expanding its DeFi Mullet service to Brazil

Coinbase is expanding its DeFi Mullet service to Brazil.

Author: Cryptopolitan
USDG0 Stablecoin Revolution: Plume’s Strategic Move to Transform RWA Finance

USDG0 Stablecoin Revolution: Plume’s Strategic Move to Transform RWA Finance

BitcoinWorld USDG0 Stablecoin Revolution: Plume’s Strategic Move to Transform RWA Finance In a groundbreaking development that’s set to reshape the real-world asset landscape, Plume has announced its adoption of the Paxos-issued USDG0 stablecoin. This strategic move represents a significant leap forward for institutional participation in blockchain-based finance. But what makes this USDG0 stablecoin integration so revolutionary for the RWA sector? Why USDG0 Stablecoin Marks a Turning […] This post USDG0 Stablecoin Revolution: Plume’s Strategic Move to Transform RWA Finance first appeared on BitcoinWorld.

Author: bitcoinworld
Circle Puts USYC on BNB Chain as Developers Gain New Yield Tools

Circle Puts USYC on BNB Chain as Developers Gain New Yield Tools

TLDR: Circle brings USYC to BNB Chain, giving developers yield-accruing collateral in active DeFi markets. USYC settles directly into USDC onchain, supporting predictable liquidity for automated strategies. Developers can integrate USYC like a standard ERC-20 asset after completing Circle’s onboarding checks. The token offers price-based yield with no staking or reward claims, easing operational complexity. [...] The post Circle Puts USYC on BNB Chain as Developers Gain New Yield Tools appeared first on Blockonomi.

Author: Blockonomi
A review of 5 key themes, illustrating the hottest trends in the crypto market in 2025.

A review of 5 key themes, illustrating the hottest trends in the crypto market in 2025.

Author: Alana Levin Compiled by: Deep Tide TechFlow Note: Images in this article have been translated for sections with more text. Please view the full report for more details. I'm thrilled to release my 2025 Crypto Trends Report! The report describes the growth of the crypto industry as a three-compound S-curve story: asset creation, asset accumulation, and asset utilization. From this perspective, the report forecasts the future development of the industry by focusing on five key thematic areas: macroeconomics, stablecoins, centralized exchanges, on-chain activities, and cutting-edge markets. Our position on each curve helps identify remaining startup opportunities and foreseeable favorable development trends. From a macro perspective, the size of major crypto assets continues to expand. Despite record numbers of tokens in the market, the value concentration of the top ten crypto assets has remained remarkably stable. Asset accumulation is a self-reinforcing cycle: the more people who hold an asset, the faster its value grows, and the more likely it is to become a beneficiary of the "Lindy Effect" (which refers to the fact that the longer something exists, the greater its chances of survival in the future). This trend is particularly evident among the top five crypto assets—almost no new assets have entered this tier in the past few years. However, one asset class is not included in the chart above: stablecoins. New stablecoins are emerging at a record pace. The first $100 billion supply took more than 80 months, and the second $100 billion took more than 40 months. Now, we expect the third $100 billion supply to be achieved in less than 12 months. Creation → Accumulation + Utilization Stablecoins are being widely used in various products and scenarios, including payments, lending protocols, exchanges, and even as a store of wealth. Stablecoin adoption remains a huge opportunity for startups. We've already started to see some early signs of productization, such as revenue-generating products, lending, consumer payments, and receiving/receiving payments, but this is just the beginning! In the future, the productization of stablecoins will also include more areas such as credit systems, privacy transactions, fund coordination, and "buy now, pay later" (BNPL). The following sections will focus on centralized exchanges (CEXs): Centralized exchanges have benefited immensely from this "accumulation" trend. As more people seek to buy, sell, and hold crypto assets, they tend to choose centralized exchanges, which has generated trillions of dollars in trading volume for them. Exchanges are diversified businesses. Companies like @Coinbase have built strong business lines around users' secondary needs, such as custody services, staking services, and yield products. Many new ways to utilize crypto assets will be built directly on-chain, but may achieve strong distribution capabilities through centralized exchanges such as @Coinbase, @RobinhoodApp, and @krakenfx. So why would the future of asset utilization be built on the blockchain? On-chain activity is a breeding ground for innovation. Every stage of an asset's lifecycle can be experimented with on-chain, whereas in traditional finance these steps are often subject to restrictions and permission constraints. Furthermore, it is now easier than ever for new users to begin on-chain exploration – meaning that anyone, regardless of location or age, can start creating, accumulating, and utilizing crypto assets. Regarding creation: The number of new tokens created is one of the fastest-growing charts in the crypto space. As a result, total trading volume surged, and the development of decentralized exchanges (DEXs) continued. The market share of DEXs in the first six months of 2025 exceeded the total for 2021-2023. Another area where early signs of asset utilization can be observed is on-chain lending. Assets in lending protocols (such as @Morpho) have grown more than fivefold in the past few years and continue to grow! @Morpho is also a great example of the emerging trend of "building on-chain, distributing globally, and utilizing". It's worth noting that the S-curve of asset creation still has room for growth. So, where can we find these opportunities? On-chain, of course! An important new category of tokens is tokens created by institutions. Tokenized treasuries are among the first representatives of this emerging category. Similarly, we are beginning to see experimental explorations of on-chain equity. Many designs are being tested and may lead to a diverse spectrum of tokenized equity products in the future. Ultimately, the term "RWA" (Real World Assets) will expand to encompass a wider range of product types and token construction methods than it does today. These new assets will not only have intrinsic value but will also catalyze a new wave of demand for asset accumulation and utilization. The final section of the report focuses on cutting-edge markets, using the Forecasting Market as a prime example to demonstrate how encryption technology can transform products into platforms. The ability of cryptography to transform products into platforms is not new. We have already seen this in perpetual contracts (like @HyperliquidX) and lending protocols (like @Morpho). So if you're wondering where the future lies, why not start exploring on the blockchain? :)

Author: PANews
Spark Protocol Shifts Focus to Institutional DeFi Solutions

Spark Protocol Shifts Focus to Institutional DeFi Solutions

The post Spark Protocol Shifts Focus to Institutional DeFi Solutions appeared on BitcoinEthereumNews.com. Key Points: Spark Protocol shifts focus away from mobile app development. Company invests $1 billion in PayPal’s PYUSD. Institutional lending and liquidity infrastructure are prioritized. On November 20th, Spark Protocol officially halted its crypto mobile app development to focus on DeFi-native liquidity infrastructure, following significant market competition insights. This shift underscores growing institutional focus in DeFi, reshaping market strategy, as Spark’s $9.00 billion TVL indicates anticipated gains from institutional liquidity pivots. Spark Protocol Alters Mobile Strategy with $1 Billion PYUSD Investment Spark Protocol, under Phoenix Labs, has shelved its retail-focused mobile plans to develop its DeFi-native liquidity strategies. CEO Sam MacPherson confirmed the suspension, remarking, “Development is currently suspended” when asked about the mobile app’s status, as the company pivots towards institutional services, including a notable $1 billion allocation into PayPal’s PYUSD. Shifting resources away from retail aligns with the company’s strategic focus on its core strengths within a highly competitive market. Following this, Spark plans to leverage its experience with institutional-grade infrastructure to fortify its dominance. Significant community reactions reflect a supportive stance towards comprising solidified institutional trust, underscoring a positive acknowledgment of management’s intentional market direction. Industry leaders view this as a proactive alignment with evolving market demands. Per CoinMarketCap, Spark’s (SPK) value is $0.03, with a market cap of approximately $64.05 million. Recent trading data shows a 54.67% decrease over 90 days, emphasizing prolonged price challenges. The total supply stands at 10 billion, with most tokens yet to circulate. The Spark Protocol, according to Coincu, reinforces the industry’s growing trend of focusing on institutional markets as regulatory landscapes evolve globally. Consequent expansions in liquidity pools, particularly involving PayPal’s stablecoin, reveal novel avenues for future growth within economically enduring frameworks. Historical Insights and Current Market Performance of SPK Did you know? In DeFi’s history, major shifts from retail…

Author: BitcoinEthereumNews
Block Projects $15.8 Billion Gross Profit by 2028 in Investor Day Outlook

Block Projects $15.8 Billion Gross Profit by 2028 in Investor Day Outlook

The post Block Projects $15.8 Billion Gross Profit by 2028 in Investor Day Outlook appeared on BitcoinEthereumNews.com. Block projects gross profit of $15.8 billion by 2028, driven by mid-teens annual growth in its Cash App and seller ecosystem, including crypto services. This outlook follows its investor day, aiming to boost adjusted operating income to $4.6 billion amid strategic expansions in AI tools and lending products. Block’s 2028 gross profit target stands at […] Source: https://en.coinotag.com/block-projects-15-8-billion-gross-profit-by-2028-in-investor-day-outlook

Author: BitcoinEthereumNews