Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15865 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
U.S. Senators Call for Investigation into Trump-Linked Crypto Platform WLFI

U.S. Senators Call for Investigation into Trump-Linked Crypto Platform WLFI

Several U.S. Senators have formally requested the Department of Justice and Treasury Department to investigate World Liberty Financial (WLFI), a cryptocurrency platform with connections to former President Donald Trump, citing concerns about financial transparency and potential conflicts of interest.

Author: MEXC NEWS
Kraken Achieves $20 Billion Valuation After $200 Million Citadel Investment

Kraken Achieves $20 Billion Valuation After $200 Million Citadel Investment

The $200 million investment from Citadel Securities represents a strong vote of confidence in Kraken's business model and the broader cryptocurrency ecosystem. Citadel, known for its market-making operations and hedge fund activities, typically invests in companies with robust fundamentals and clear paths to profitability.

Author: MEXC NEWS
Solana Tests $130 Support Level as Market Eyes Potential Altcoin Season

Solana Tests $130 Support Level as Market Eyes Potential Altcoin Season

Solana (SOL) is approaching a critical $130 price level in November 2025, with technical analysts suggesting this support zone could mark a bottom before potential recovery. The development has sparked discussions about emerging opportunities across the broader altcoin market.

Author: MEXC NEWS
Bitcoin Integration Surges on Sui Blockchain as BTC Assets Reach 20% of TVL

Bitcoin Integration Surges on Sui Blockchain as BTC Assets Reach 20% of TVL

Bitcoin-backed assets have reached a milestone on the Sui blockchain, comprising over 20% of total value locked (TVL) and nearly 5% of spot trading volume as of July 2025, marking unprecedented Bitcoin adoption on the layer-1 platform.

Author: MEXC NEWS
AutoHash vs. ECOS Cloud Mining: Which Platform Offers the Best Crypto Mining Opportunities?

AutoHash vs. ECOS Cloud Mining: Which Platform Offers the Best Crypto Mining Opportunities?

In 2025, best cloud mining platforms like AutoHash Cloud Mining and ECOS Cloud Mining are vying for attention as top choices for crypto miners.

Author: Cryptodaily
Unlock Instant Liquidity Without Selling Your Crypto

Unlock Instant Liquidity Without Selling Your Crypto

The post Unlock Instant Liquidity Without Selling Your Crypto appeared on BitcoinEthereumNews.com. PRAGUE, Nov. 19, 2025 /PRNewswire/ — Clapp Finance today announced the launch of its multi-collateral credit lines, offering a unique way to unlock liquidity from crypto holdings without selling them. This product provides instant, pre-approved capital with highly flexible terms, designed for modern investors who require continuous access to cash or stablecoins. With demand for crypto-collateralized loans at a record high, Clapp’s solution offers a safer, more adaptable alternative, giving users full control, continuous liquidity, and greater peace of mind. Why Clapp Stands Out Users may combine up to 19 different cryptocurrencies as collateral for one or more credit lines. You can add, remove, or swap these assets even after you have drawn funds, without needing to close your line of credit. This provides unparalleled flexibility for real-time portfolio management with access to liquidity 24/7. Future updates could also enable repayment directly from collateral. Clapp CEO Ilya Stadnik explains: “People want to use their crypto as financial fuel, not just hold it — CeFi lending is up almost 150% since 2023. But it’s been stuck in the past: rigid, one-size-fits-all loans. We built multi-collateral, multi-line credit to give users real flexibility. Optimize your collateral, access funds in cash or stablecoins, and always stay in control. It’s like having a financial dashboard for your digital wealth.” Key Features & Benefits Multi-collateral: Combine multiple cryptocurrencies as collateral and actively manage them — swap, add, or remove — without closing your credit line. Multi-line: Run several credit lines at once. Instant liquidity: Receive pre-approved funds 24/7 in EUR (via SEPA) or stablecoins (USDT/USDC). Pay-as-you-use interest: Pay interest solely on the capital you withdraw. Flexible repayment: Pay back what you want, when you want. No fixed schedules. Integrated Wallet & Exchange: A unified platform to manage your portfolio, exchange, and credit lines seamlessly. Ready to unlock the full potential of…

Author: BitcoinEthereumNews
XRP Price: Ripple Developer Proposes Native Staking Model Following ETF Launch

XRP Price: Ripple Developer Proposes Native Staking Model Following ETF Launch

Key Points Ripple developer J. Ayo Akinyele proposed exploring native staking on the XRP Ledger following the launch of the first XRP ETF from Canary The XRPL currently uses a Proof of Association model with no staking rewards, where transaction fees are burned instead of distributed Akinyele suggests new programmability features could introduce fees that [...] The post XRP Price: Ripple Developer Proposes Native Staking Model Following ETF Launch appeared first on CoinCentral.

Author: Coincentral
Clapp Finance Launches Multi-Collateral Crypto Credit Line: Unlock Instant Liquidity Without Selling Your Crypto

Clapp Finance Launches Multi-Collateral Crypto Credit Line: Unlock Instant Liquidity Without Selling Your Crypto

Clapp Finance Launches Multi-Collateral Crypto Credit Line: Unlock Instant Liquidity Without Selling Your Crypto

Author: Cryptodaily
Wirex Activates USDC & EURC Visa Settlement on Stellar for 7 Million Users

Wirex Activates USDC & EURC Visa Settlement on Stellar for 7 Million Users

Stellar Development Foundation says the rollout demonstrates real-world stablecoin utility, highlighting Stellar’s role in compliant, cross-border payments. The new system runs on Wirex Pay Chain, enabling real-time stablecoin settlement while keeping existing card functionality unchanged. Wirex, the popular digital assets platform that allows users to buy, hold, and spend crypto, has recently announced a partnership [...]]]>

Author: Crypto News Flash
Tether Invests in Ledn to Boost Global Bitcoin-Backed Lending Services

Tether Invests in Ledn to Boost Global Bitcoin-Backed Lending Services

        Highlights:  Tether invests in Ledn to expand global Bitcoin-backed lending services. The move allows individuals and businesses to get loans without having to sell their digital assets. Tether CEO said the move highlights the stablecoin company’s strong belief in financial tools as a means of empowering individuals.  Stablecoin company Tether has invested in Ledn, a company that specializes in offering Bitcoin-backed loans to customers. Tether announced the strategic move in a press release on November 18, highlighting its push to build financial tools that let people and businesses borrow without selling their crypto holdings.  Ledn’s platform utilises robust custody, risk controls, and liquidation tools to safeguard clients’ Bitcoin throughout the entire duration of their loan. With this setup, Ledn offers more individuals and institutions access to credit, as the Bitcoin-backed lending sector continues to advance into a period of rapid growth.     Tether announced today that it has invested in Bitcoin lending company Ledn. Since its inception, Ledn has issued over $2.8 billion in Bitcoin-backed loans, with more than $1 billion expected in 2025 alone. The company’s current annual recurring revenue (ARR) has surpassed $100… — Wu Blockchain (@WuBlockchain) November 18, 2025  The move comes a few days after Tether opened discussions with Neura Robotics for a €1 billion funding round, highlighting the company’s interest in Artificial Intelligence (AI) technologies. It also fits the broader push by crypto and fintech firms to diversify their services and offerings. Ledn Remarkable Growth in 2025 Since its launch, Ledn has issued over $2.8 billion in Bitcoin-backed loans. In 2025 alone, the lending firm has issued over $1 billion, making this year the company’s best year so far. In this year’s Q3, Ledn issued $392 million worth of loans, almost equal to the total sum issued throughout 2024.  Currently, Ledn generates over $100 million in yearly recurring revenue,  reflecting rising demand for secure Bitcoin borrowing. A Data Intelo report predicts the crypto lending market will jump from $7.8 billion in 2024 to over $60 billion by 2033. The report attributed the anticipated expansion to the rising interest in crypto-based loan options. As a leading entity in centralized lending, Ledn has already positioned its platform to support everyday users and large institutions as demand for crypto-backed loans continues to rise.  Tether and Ledn Executives React to the New Partnership Tether’s Chief Executive Officer (CEO), Paolo Ardoino, reacted to the company’s latest investment. He said it underscores the stablecoin company’s strong belief in financial tools as a means of empowering individuals. “This approach strengthens self-custody and financial resilience, while creating real-world use cases that reinforce the long-term role of digital assets as essential pillars of a more inclusive global financial system,” Adriano said.  Ledn co-founder and CEO Adam Reeds said the partnership brings together two leaders of the bitcoin-backed lending market. He added that the Ledn loan book for 2025 is on the verge of tripling the total amount issued in Bitcoin-backed loans last year. The CEO also noted that the impressive growth recorded this year validates the lending company’s decision to focus fully on Bitcoin.  Reeds stated: “This collaboration with Tether ensures that Ledn remains well-positioned to lead as the market continues to evolve and grow. We are excited for the opportunities that lie ahead.”  We’re proud to announce that @Tether_to has made a strategic investment into @hodlwithLedn, to expand our lead in bitcoin-backed loans. The investment brings together the largest stablecoin company in the world with the leading consumer bitcoin-backed lender in the world. 1/8 pic.twitter.com/BvYAK0LM8d — Ledn (@hodlwithLedn) November 18, 2025  Tether Boosts Bitcoin Holdings Amid Market Dip On November 7, Crypto2Community reported that Tether purchased 961 BTC worth roughly $97 million. The purchase increased the company’s Bitcoin holdings to 87,296 BTC, valued at $8.84 billion. The move reflects the company’s ongoing strategy to invest 15% of its profits in Bitcoin. The company’s average purchase price per Bitcoin was $49,121, while unrealized profits as of then reached $4.55 billion.    eToro Platform    Best Crypto Exchange   Over 90 top cryptos to trade Regulated by top-tier entities User-friendly trading app 30+ million users    9.9   Visit eToro eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. 

Author: Coinstats