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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23308 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Donald Trump Signs GENIUS Act Into Law: “They Named It After Me”

Donald Trump Signs GENIUS Act Into Law: “They Named It After Me”

U.S. President Donald Trump signed the GENIUS Act into law at the White House on Friday afternoon, marking a landmark win for crypto policy proponents. Donald Trump Ratifies The GENIUS Act Known as the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, the bill’s signing left Trump all smiles as he offered his congratulations while addressing key U.S. lawmakers and reporters at the watershed bill signing on July 18. . @POTUS : "The GENIUS Act — they named it after me." 🤣 pic.twitter.com/TpqvTCmNxO — Rapid Response 47 (@RapidResponse47) July 18, 2025 “We worked hard. It’s a very important act—the GENIUS Act—they named it after me,” Trump joked. “I want to thank you. This is a hell of an act.” “Let me say, the entire crypto community, for years you were mocked and dismissed and counted out,” the president continued. “You were counted out as little as a year and a half ago—but this signing is a massive validation.” Crypto Legislation Triumphs Despite Pushback From U.S. Lawmakers Trump’s commentary comes just one day after the GENIUS Act passed through the chamber in a 308-122 vote on Thursday during the Republican Party’s self-declared “Crypto Week.” The key stablecoin bill was just one of three pieces of hotly debated crypto legislation up for consideration this week in the House of Representatives, alongside the CLARITY Act and the Anti-CBDC Act. All three of the crypto bills failed during a procedural vote on Tuesday that saw U.S. President Donald Trump hold late-night talks with holdout lawmakers. The ratification of the GENIUS Act has largely been praised by members of the crypto community , though several high-ranking Democrats have pushed back against the advancement. Congresswoman Maxine Waters (D-CA) launched her own “Anti-Crypto Corruption Week” in opposition to the advancement of the three key pieces of crypto legislation. “These bills throw hardworking Americans under the bus, putting them at risk for a future financial crisis—all to legitimize Donald Trump’s crypto scams,” Waters said in a recent statement.

Author: CryptoNews

2025/07/19

Mastercard backs stablecoins post-GENIUS Act, but not as decentralized money

Mastercard backs stablecoins post-GENIUS Act, but not as decentralized money

Mastercard is betting big on stablecoins, but not as peer-to-peer money.

Author: Crypto.news

2025/07/19

Crypto expers hail Clarity Act and GENIUS Act as turning point for the industry

Crypto expers hail Clarity Act and GENIUS Act as turning point for the industry

The passage of three landmark crypto bills will have longstanding effects on the industry.

Author: Crypto.news

2025/07/18

GENIUS Act Reshapes Stablecoin Strategy, Says Foresight Ventures Partner

GENIUS Act Reshapes Stablecoin Strategy, Says Foresight Ventures Partner

Ripple and Circle’s applications for U.S. national trust bank charters are being framed less as a bold industry move and more as a calculated, defensive pivot in response to looming regulation. In an interview with CryptoNews, Alice Li, Investment Partner and Head of North America at Foresight Ventures, explains that the move is fundamentally about future-proofing operations amid rising pressure from the GENIUS Act, a landmark bill reshaping stablecoin oversight in the United States. In a historic move for U.S. crypto regulation this week , the GENIUS Act—formally known as the Guiding and Establishing National Innovation for U.S. Stablecoins Act—has cleared both chambers of Congress. 🚨🚨🚨 The House just passed my bill – The GENIUS Act! This historic legislation will bring our payment system into the 21st century. It will ensure the dominance of the U.S. dollar. It will increase demand for U.S. Treasuries. I look forward to @POTUS signing GENIUS into law –… pic.twitter.com/NmQMVHZGls — Senator Bill Hagerty (@SenatorHagerty) July 17, 2025 “The GENIUS Act makes clear that any issuer aiming for scale must meet bank-level regulatory standards,” said Li, whose investment focus spans stablecoin infrastructure, payment rails, and Web3 applications. “Applying for a bank charter doesn’t guarantee approval—but it signals long-term compliance intent to regulators and partners.” Stablecoin Shakeout: Institutional Integration vs. DeFi Independence Li expects the stablecoin sector to split into two camps over the next 12 to 18 months: institutional-focused players pursuing full licensing and banking integration, and DeFi-native or offshore issuers targeting niche use cases. As U.S. regulatory clarity solidifies, banks and traditional financial rails will face growing pressure to integrate stablecoins, not out of ideological alignment, but due to user demand for faster, cheaper, programmable financial products. Licensing Is the New Moat—and the New Barrier As the stablecoin market matures, Li says the ability to secure a U.S. banking license is quickly becoming the sector’s defining edge—and an operational filter for investors. “We no longer evaluate infrastructure startups purely on technical sophistication. Regulatory readiness and ability to integrate with licensed issuers are now critical,” she notes. While Ripple’s and Circle’s path toward becoming full U.S. banks may crowd out direct USD stablecoin competition, Li sees fertile ground for certain technologies. These include on-chain compliance tools, real-time risk monitoring systems, tokenization middleware, and fiat-crypto bridge infrastructure. Startups able to plug into the evolving regulated stack—rather than compete head-on—will be well positioned. Still, licenses come at a cost. “Licenses are both a moat and a constraint,” Li explained. “For U.S. dominance, they’re non-negotiable. Agility is reduced, but large-scale adoption requires regulatory alignment.” For new entrants, distribution is key—but without regulatory credentials, major partners won’t engage. Global Divergence and the Rise of Hybrid Models While U.S. bank charters may offer a long-term edge domestically and with institutional clients, Li believes global stablecoin competition will remain multi-speed. Offshore players like Tether will continue to dominate in DeFi and cross-border use cases due to flexibility and fewer compliance demands. “In the short term, Tether and similar issuers won’t lose dominance in DeFi,” she said. “But as regulated players integrate into fintech apps and banking stacks, they’ll gradually absorb more institutional and retail flows—especially in treasury and on/off-ramp applications.” International jurisdictions are already reacting. “The UAE, Singapore, and Hong Kong are actively offering lighter-touch frameworks to attract issuers,” Li said. Paradoxically, issuers regulated under the GENIUS Act may even find it easier to integrate into these emerging hubs, as U.S. oversight lends legitimacy to cross-border deals. Li concludes that real-world asset (RWA) tokenization—already gaining traction—could become the bridge between traditional finance and crypto. “Just like Robinhood democratized equities, hybrid models will drive compliant, user-centric financial products,” she said. The GENIUS Act, rather than killing innovation, may accelerate bank-crypto collaborations, reshaping the financial system at its core.

Author: CryptoNews

2025/07/18

American Express CEO: The company is exploring opportunities in stablecoins

American Express CEO: The company is exploring opportunities in stablecoins

PANews reported on July 18 that according to Zhitong Finance, the CEO of American Express said that the company is exploring opportunities in stablecoins.

Author: PANews

2025/07/18

American Express CEO: Stablecoin is more like an investment tool and will not replace legal currency

American Express CEO: Stablecoin is more like an investment tool and will not replace legal currency

PANews reported on July 18 that according to Jinshi, the CEO of American Express said that stablecoins are more like an investment tool and will not replace legal tender.

Author: PANews

2025/07/18

Not only Hungary: countries that narrow legal spaces for their crypto communities

Not only Hungary: countries that narrow legal spaces for their crypto communities

Every day, the media are telling us how various countries take legal steps to embrace cryptocurrency. However, not the entire humanity is moving in the same direction in this regard. On July 14, 2025, Hungary introduced the law turning “unauthorized…

Author: Crypto.news

2025/07/18

US SEC Chairman: Stablecoins fall under the purview of banking regulators

US SEC Chairman: Stablecoins fall under the purview of banking regulators

PANews reported on July 18 that according to Jinshi, SEC Chairman Atkins said that the focus of the cryptocurrency working group is to develop clear regulatory rules, and stablecoins fall

Author: PANews

2025/07/18

With the implementation of the GENIUS Act, how should we treat the stablecoin narrative with caution?

With the implementation of the GENIUS Act, how should we treat the stablecoin narrative with caution?

Written by: imToken Early this morning Beijing time, the U.S. House of Representatives passed three encryption-related legislations, the CLARITY Act, the GENIUS Act, and the Anti-CBDC Surveillance State Act. Among

Author: PANews

2025/07/18

Crypto market capitalization hits $4 trillion as US crypto bills move forward

Crypto market capitalization hits $4 trillion as US crypto bills move forward

The global cryptocurrency market reached a new milestone on Friday, surpassing a $4 trillion market capitalization.

Author: Fxstreet

2025/07/18

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