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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23200 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PayPal co-founder and other tech billionaires plan to set up Erebor Bank to serve crypto and AI startups, and Erebor plans to include stablecoins on its balance sheet

PayPal co-founder and other tech billionaires plan to set up Erebor Bank to serve crypto and AI startups, and Erebor plans to include stablecoins on its balance sheet

PANews reported on July 3 that according to the Financial Times, PayPal co-founder Peter Thiel and other technology billionaires plan to set up a bank called Erebor, focusing on serving

Author: PANews

2025/07/03

Ripple Applies for US Banking License – Could Federal Oversight Supercharge Its Stablecoin RLUSD?

Ripple Applies for US Banking License – Could Federal Oversight Supercharge Its Stablecoin RLUSD?

Ripple has filed an application for a national banking license with the U.S. Office of the Comptroller of the Currency (OCC), according to a report by The Wall Street Journal. The move indicates Ripple’s intention to bring its dollar-backed stablecoin, RLUSD, under federal supervision and expand its crypto-related financial services in the United States. Ripple Seeks OCC Charter in Bid to Become a Federally Regulated Stablecoin Issuer The filing was made on Wednesday and, if approved, would place Ripple under dual regulatory oversight, both at the state level through the New York Department of Financial Services (NYDFS) and now federally through the OCC. Ripple CEO Brad Garlinghouse confirmed the application in a post on X, calling it a continuation of the company’s “long-standing compliance roots.” “If approved, we would have both state (via NYDFS) and federal oversight,” Garlinghouse wrote. “A new (and unique!) benchmark for trust in the stablecoin market.” True to our long-standing compliance roots, @Ripple is applying for a national bank charter from the OCC. If approved, we would have both state (via NYDFS) and federal oversight, a new (and unique!) benchmark for trust in the stablecoin market. Earlier in the week via… https://t.co/IdiR7x3eWZ — Brad Garlinghouse (@bgarlinghouse) July 2, 2025 The national charter would give Ripple the ability to streamline settlements by removing the need for intermediary banks. It would also allow the firm to offer additional crypto-related financial services under a regulatory structure long associated with traditional banks. Ripple is also seeking a Federal Reserve master account. That account would give the firm direct access to the Fed’s payment rails and allow it to hold stablecoin reserves at the central bank. RLUSD, Ripple’s dollar-backed stablecoin, was launched in December 2024 and currently has a market capitalization of around $470 million, according to CoinMarketCap. Though far smaller than market leaders Tether and Circle’s USDC, RLUSD is among the larger stablecoins in circulation. The timing of Ripple’s application comes just days after Circle Internet Group, the issuer of USDC, filed for its own national banking license . Circle is looking to launch a federally regulated entity named First National Digital Currency Bank, which would allow it to offer digital asset custody and other services. That application followed Circle’s public listing earlier this year , which valued the firm at nearly $18 billion. The rush comes as lawmakers in Washington are advancing a legal framework for stablecoins. Earlier this month, the Senate passed the GENIUS Act , which would require issuers to maintain full dollar reserves and publish monthly disclosures. The bill is awaiting a vote in the House, with support from President Trump. 📝 The U.S. Senate has passed the GENIUS Act in a 68–30 vote, marking the first major digital asset legislation and drawing praise from industry leaders. #regulation #stablecoins https://t.co/OSjotzTnUa — Cryptonews.com (@cryptonews) June 18, 2025 A report from Grayscale noted that the bill could give stablecoins a clearer path to mainstream acceptance. “The GENIUS Act will likely support stablecoin adoption in the U.S. while incorporating sensible safeguards for consumer protection and financial stability,” Grayscale’s research team wrote. For Ripple, gaining OCC approval would mark a major shift in how stablecoins are supervised in the U.S., potentially making RLUSD one of the most regulated stablecoins on the market. While the outcome of the application is still pending, Ripple’s pursuit of a national charter reflects a growing trend among crypto firms seeking legitimacy and longevity within the U.S. financial system. Ripple’s Legal Setback Clouds Stablecoin Ambitions as Tech Upgrades Forge Ahead As Ripple seeks a U.S. banking license and works to expand its RLUSD stablecoin, the company faces renewed regulatory friction that could complicate its path forward. On June 26, Judge Analisa Torres rejected a proposed $50 million settlement between Ripple and the U.S. Securities and Exchange Commission, which would have dissolved the standing injunction on institutional XRP sales. ⚖️ Judge Torres rejects Ripple's $50 million SEC settlement, maintaining permanent injunction blocking $XRP institutional sales despite both parties agreeing to penalty reduction. #Ripple #SEC #XRP https://t.co/KChkLc5Mdw — Cryptonews.com (@cryptonews) June 26, 2025 Despite both sides agreeing to reduce the original $125 million penalty by 60%, the court found no “exceptional circumstances” to justify altering a final judgment. The decision leaves Ripple restricted from offering XRP to institutional clients, though retail trading remains unaffected. The legal standoff stems from the SEC’s 2020 lawsuit, which alleged Ripple raised $1.3 billion through unregistered XRP sales. Following the ruling, Ripple CEO Brad Garlinghouse announced the company would drop its cross-appeal, adding that the SEC is also expected to withdraw its appeal. 📈 XRP rallied on Friday after Ripple Labs CEO Brad Garlinghouse announced the company is dropping its cross-appeal against the SEC. #XRP #SEC https://t.co/fXl2YbYWrt — Cryptonews.com (@cryptonews) June 28, 2025 With litigation winding down, Ripple is turning its attention back to development. RippleX, the company’s tech arm, recently released XRP Ledger v2.5.0 , introducing upgrades designed for institutional use, including support for escrowed stablecoins (XLS-85) and complex transaction bundling (XLS-56). Daily active addresses on the network have surged from 35,000 to over 295,000 . Meanwhile, Ripple integrated Wormhole to connect its ecosystem with more than 35 blockchains, enhancing interoperability ahead of RLUSD’s debut.

Author: CryptoNews

2025/07/03

EURAU Stablecoin Debuts: Deutsche Bank, Galaxy Launch Europe’s First MiCA-Regulated Euro Token

EURAU Stablecoin Debuts: Deutsche Bank, Galaxy Launch Europe’s First MiCA-Regulated Euro Token

EURAU stablecoin has become Germany’s first regulated euro-denominated digital currency after a joint venture between Deutsche Bank’s asset management arm DWS, Flow Traders, and Galaxy Digital obtained regulatory approval through an electronic money institution (EMI) license granted by the Federal Financial Supervisory Authority (BaFin) on July 1, 2025. The AllUnity stablecoin will adhere to the European Markets in Crypto Assets (MiCA) regulatory framework and maintain full collateralization, providing institutional-grade transparency through proof of reserves and comprehensive regulatory reporting, according to a July 2 press release . 1/ 𝐀𝐥𝐥𝐔𝐧𝐢𝐭𝐲 𝐒𝐞𝐜𝐮𝐫𝐞𝐬 𝐁𝐚𝐅𝐢𝐧 𝐄𝐌𝐈 𝐋𝐢𝐜𝐞𝐧𝐬𝐞 𝐭𝐨 𝐋𝐚𝐮𝐧𝐜𝐡 𝐢𝐭𝐬 𝐌𝐢𝐂𝐀𝐑-𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐭 𝐄𝐮𝐫𝐨 𝐒𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧 AllUnity, a joint venture between @DWS_Group , @FlowTraders , and @galaxyhq , has been granted an E-Money Institution (EMI)… pic.twitter.com/TG5U2xYf1c — AllUnity (@AllUnityStable) July 2, 2025 Germany’s First Regulated EURAU Stablecoin Provides 24/7 Cross-Border Solution The EURAU stablecoin is designed to facilitate round-the-clock instant cross-border settlements and seamless integration for regulated financial institutions, fintech companies, treasury operations (ERP systems), and enterprise clients throughout Europe and internationally. Exciting step for Europe's digital future. @AllUnityStable , our joint venture with @FlowTraders and @DWS_Group , has obtained an EMI license from BaFin, Germany’s securities regulator. This clears the path for EURAU, a fully regulated, euro-backed stablecoin built for… pic.twitter.com/5JiqzOa0dn — Galaxy (@galaxyhq) July 2, 2025 Stefan Hoops, CEO of DWS, emphasized the importance of this development, stating that “ The E-Money Institution (EMI) license marks an inflection point for the European financial industry as it enables the issuance of the first fully regulated EUR stablecoin out of Germany. “ Hoops further elaborated that “ DWS and its joint venture partners believe that bringing the euro onto the blockchain represents a foundational building block for the future of the European financial and real economy, creating a gateway to Europe and a more efficient financial system. “ Mike Novogratz, Founder and CEO of Galaxy, expressed confidence that EURAU will allow frictionless, compliant, and transparent value transfer, unlocking real utility for institutions, fintechs, and enterprises across borders. Flow Traders will contribute to the initiative through its expertise as a leading global liquidity provider and market maker, while Galaxy Digital, recognized as a prominent leader in digital assets and blockchain, will help institutions operate in the evolving digital economy as EURAU develops into a fully regulated, euro-backed stablecoin designed for institutional use. The AllUnity EURAU stablecoin was initially announced in December 2023 and has gained strong momentum following the recent approval of its EMI license and compliance with Europe’s MiCA framework. 🇪🇺 INSIGHT: Euro‑pegged stablecoins surged 44% in H1 2025 — from $310M → $480M in market cap. Circle’s EURC leads with +138%, now ~$200M. EUR stables still <1% of USD equivalents. A ~13% rally in EUR/USD is behind the boost. Are traders diversifying into EURO stables as… pic.twitter.com/g1lgNY58AT — CryptosRus (@CryptosR_Us) June 28, 2025 Stablecoins, which maintain their value by being pegged to fiat currencies such as the euro or the dollar, alongside tokenized deposits—blockchain-based representations of traditional bank deposits—are experiencing increased adoption as financial institutions seek faster and more cost-effective payment solutions. Why Deutsche Bank, Europe’s Largest Lender, Bets Big on Digital Assets Deutsche Bank, Europe’s largest lender, has demonstrated considerable ambition regarding this initiative and digital assets more broadly. On June 8, Deutsche Bank announced its exploration of stablecoins as the institution evaluated whether to issue its own digital currency or participate in broader industry initiatives, according to Sabih Behzad, Deutsche Bank’s head of digital assets and currencies transformation, in a Bloomberg interview. The bank is also examining the potential for developing tokenized deposits that could enhance transaction settlement efficiency. Beyond Europe, the German financial giant has been pursuing expansion opportunities in Latin America. According to a press release shared with Cryptonews in May, Taurus, a Swiss digital asset infrastructure provider backed by Deutsche Bank and Credit Suisse, partnered with financial technology company Parfin to accelerate institutional adoption of digital assets across Latin America and Europe. Most recently, on July 1, Bloomberg reported that Deutsche Bank plans to launch a cryptocurrency custody service in 2026, collaborating with Bitpanda’s technology division to develop the platform. 🚀 @DeutscheBank plans to roll out a digital assets custody service in 2026, partnering with @Bitpanda ’s technology arm to build the platform. #Deutsche #Crypto https://t.co/xdnBFQULqY — Cryptonews.com (@cryptonews) July 1, 2025 This custody initiative is part of a broader trend among major financial institutions ramping up their digital asset capabilities, driven by evolving European regulations and supportive policy developments in the United States following Donald Trump’s recent electoral victory.

Author: CryptoNews

2025/07/03

Stablecoins power 75% of crypto payments across Europe, report shows

Stablecoins power 75% of crypto payments across Europe, report shows

Stablecoin purchases dominate crypto payments in Europe, with Poland in the lead.

Author: Crypto.news

2025/07/02

Martin Bruncko: Why euro stablecoins will surpass €100B in market cap

Martin Bruncko: Why euro stablecoins will surpass €100B in market cap

Schuman Financial founder Martin Bruncko says that the rise of euro stablecoins is “inevitable”, as Europe pushes to digitize its financial systems while strongly resisting dollarization. Speaking at EthCC in Cannes on July 1, Schuman Financial founder Martin Bruncko projected that euro…

Author: Crypto.news

2025/07/02

Italian Banking Group Banca Sell to Test Custody Services for Stablecoins and Other Digital Assets

Italian Banking Group Banca Sell to Test Custody Services for Stablecoins and Other Digital Assets

PANews reported on July 2 that according to Bloomberg, Italian banking group Banca Sella Holding SpA is conducting an internal pilot project to test custody services for digital assets such

Author: PANews

2025/07/02

Reconstructing the on-chain narrative: What new story is the Base ecosystem telling?

Reconstructing the on-chain narrative: What new story is the Base ecosystem telling?

  1. Recent changes in the Base ecosystem Since the end of May 2025, Base has ushered in a clear ecological "explosion period". The daily active addresses, TVL, and daily transaction

Author: PANews

2025/07/02

German instant payment platform Ivy adds support for Circle’s USDC and EURC stablecoins

German instant payment platform Ivy adds support for Circle’s USDC and EURC stablecoins

PANews reported on July 2 that according to CoinDesk, German instant payment platform Ivy announced the integration of Circle's USDC and EURC stablecoins. This cooperation makes Ivy one of the

Author: PANews

2025/07/02

South Korea's Presidential Policy Planning Committee and financial regulators jointly review requirements for issuing KRW stablecoins

South Korea's Presidential Policy Planning Committee and financial regulators jointly review requirements for issuing KRW stablecoins

PANews reported on July 2 that according to the Daily Economic News, the South Korean Presidential Policy Planning Committee recently held a meeting with financial regulators to discuss the issuance

Author: PANews

2025/07/02

Bitcoin could reach $200,000 by year-end, but altcoin growth remains weak: Bitwise

Bitcoin could reach $200,000 by year-end, but altcoin growth remains weak: Bitwise

Bitwise executives shared in a Tuesday report that the firm is maintaining its prediction that Bitcoin (BTC) could hit a $200,000 milestone by the end of 2025.

Author: Fxstreet

2025/07/02

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