Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14767 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP to the moon? XRP adds $8 billion overnight

XRP to the moon? XRP adds $8 billion overnight

The post XRP to the moon? XRP adds $8 billion overnight appeared on BitcoinEthereumNews.com. XRP investors woke up to a very different market today. In just 24 hours, the token added $8 billion to its market capitalization, climbing from $170.8 billion to $178.8 billion. XRP price followed suit, advancing nearly 3% to $2.98. XRP 1-day market cap. Source: CoinMarketCap The activity beneath the headline figure is even more telling. Daily trading volume surged 21% to $6.5 billion, giving XRP one of the highest turnover rates among major-cap cryptocurrencies. With a circulating supply of 59.87 billion tokens, that level of liquidity points to decisive whale accumulation. On-chain analyst Ali Martinez noted that whales purchased 250 million XRP in just 48 hours, reinforcing the view that institutional-sized wallets are driving the move. XRP institutional lending Fresh catalysts are also at play. On October 1, Japan’s SBI Holdings launched an XRP institutional lending program, sparking a 164.5 million token trading volume spike, double the daily average. Meanwhile, Nasdaq-listed VivoPower announced a $19 million raise to expand its XRP treasury, adding another layer of institutional validation to the rally. XRP’s fully diluted valuation has now approached $300 billion ($298.7B), while the number of holder addresses on the XRP legder remains steady. For an asset often cast as an afterthought next to Bitcoin and Ethereum, the capital rotation in a single trading day is anything but marginal. Still, the path ahead hinges on critical levels and broader market dynamics. The $3 threshold remains a psychological battleground, while Bitcoin’s current 58.06% dominance poses the risk of siphoning liquidity away from altcoins. With ETF decision timelines looming, the question now is if XRP can defend the $2.93 support zone if momentum fades or regulatory delays unsettle traders. Source: https://finbold.com/xrp-to-the-moon-xrp-adds-8-billion-overnight/

Author: BitcoinEthereumNews
Ouinex Opens Global Beta, Blending Crypto and Traditional Finance in a Single Trading Hub

Ouinex Opens Global Beta, Blending Crypto and Traditional Finance in a Single Trading Hub

The post Ouinex Opens Global Beta, Blending Crypto and Traditional Finance in a Single Trading Hub appeared first on Coinpedia Fintech News The emerging crypto and digital asset markets have long been plagued by significant gaps and obstacles that have prevented seamless trade in and between these markets and traditional financial institutions. These gaps and obstacles are finally being overcome, thanks to Ouinex, a next-generation exchange that has officially opened its global beta, giving traders worldwide their …

Author: CoinPedia
Mutuum Finance (MUTM) Price Prediction As the New DeFi Crypto Exceeds 50% Mark in Presale Phase 6

Mutuum Finance (MUTM) Price Prediction As the New DeFi Crypto Exceeds 50% Mark in Presale Phase 6

Mutuum Finance (MUTM) is recording strong traction as its presale advances deeper into Phase 6, now 50% filled. The new DeFi crypto has already raised $16,700,000 and attracted 16,700 holders since the opening phase, signaling notable interest in its lending-and-borrowing model.  The token price currently stands at $0.035, a 250% increase from the first phase […] The post Mutuum Finance (MUTM) Price Prediction As the New DeFi Crypto Exceeds 50% Mark in Presale Phase 6 appeared first on CoinChapter.

Author: Coinstats
Why Staking is the Next Asset Class for Institutional Crypto Portfolios

Why Staking is the Next Asset Class for Institutional Crypto Portfolios

The post Why Staking is the Next Asset Class for Institutional Crypto Portfolios appeared on BitcoinEthereumNews.com. New asset classes don’t appear by decree — they emerge when size, volatility and diverse participants converge. When that happens, a set of risks and rewards becomes too important, too dynamic and too widely traded to ignore. That is the point at which investors stop treating it as a feature of the market and start recognizing it as an asset class. Staking is approaching that point. The scale is undeniable. More than half a trillion dollars of assets are staked across proof-of-stake networks. Ethereum alone accounts for over $100 billion, while Solana, Avalanche and others add to the base. This is no longer experimental capital. It is large enough to support liquidity, professional strategies and eventually the kind of secondary products that only form when an ecosystem is deep. The volatility is equally clear. Staking returns move in ways that matter. Solana’s rewards have ranged between 8% and 13% over the past year. Ethereum’s exit queues, a structural safeguard for network stability, have been stretched to weeks under current conditions as a major staking provider exited its validators. Slashing and downtime risks layer on idiosyncratic shocks. These frictions may frustrate investors, but they also create the conditions for risk premia, hedging tools and ultimately markets to emerge. And then there are the participants. What makes staking compelling is not just who is involved, but how their different objectives will push them into the market. ETPs and ETFs, bound by redemption schedules, need to manage staking exposure within defined liquidity windows. Digital asset treasuries will compete on net asset value, actively trading the staking reward term structure to beat benchmarks. Retail stakers and long-term holders will take the other side of liquidity, willing to sit through entry and exit queues for higher returns. Funds and speculators will take directional views on…

Author: BitcoinEthereumNews
Ethereum Tops Bitcoin in ETF Inflows With $546.96 Million; Meanwhile, This Cheap Crypto Is Projected To Deliver 43x ROI Soon

Ethereum Tops Bitcoin in ETF Inflows With $546.96 Million; Meanwhile, This Cheap Crypto Is Projected To Deliver 43x ROI Soon

The post Ethereum Tops Bitcoin in ETF Inflows With $546.96 Million; Meanwhile, This Cheap Crypto Is Projected To Deliver 43x ROI Soon appeared on BitcoinEthereumNews.com. On September 29, Ethereum investment funds recorded inflows of $546.96 million, edging past Bitcoin’s $521.95 million and making headlines across the crypto market. This surge came as U.S. spot ETFs reversed a week of outflows, pulling in strong investor interest.  Ethereum now commands $27.54 billion in ETF assets, while Bitcoin ETFs have climbed to $150.41 billion, showing how investor demand is diversifying.  Yet, while both assets are securing ETF attention, one new cryptocurrency, Mutuum Finance (MUTM), is turning heads with its presale performance and ambitious growth model, offering investors a rare chance to get in early. Bitcoin ETF Trading Activity Bitcoin ETFs have been recording substantial trading value, reaching $4.61 billion on September 29. Fidelity FBTC led inflows at $298.70 million, while Ark & 21Shares followed with $62.18 million. Additional gains came from Grayscale BTC with $47.09 million, Bitwise BITB with $47.16 million, and VanEck HODL with $30.66 million. Franklin EZBC contributed $16.51 million, while Valkyrie BRRR posted the smallest entry at $4.03 million. However, BlackRock IBIT reported an outflow of $46.64 million, offsetting part of the broader inflow momentum. Despite this, Bitcoin remains resilient, trading at $114,252, a 1.7% weekly increase. Its market capitalization now sits at $2.276 trillion, with daily trading volume climbing above $58 billion. Consequently, Bitcoin ETFs are maintaining investor confidence even as competition from Ethereum intensifies. Ethereum ETF Growth Surges Ethereum ETFs have delivered the standout performance, pulling in $546.96 million in inflows. Fidelity’s FETH recorded the largest single-day gain with $202.18 million, while BlackRock ETHA added $154.20 million. Grayscale ETH, Bitwise ETHW, and VanEck ETHV followed with inflows ranging from $15 million to nearly $100 million. Smaller contributions from Invesco QETH and Franklin EZET further reinforced the strong sentiment. Nevertheless, Ethereum’s total ETF trading value stood at $1.89 billion, considerably lower than Bitcoin’s, showing…

Author: BitcoinEthereumNews
Philippines’ DPWH aims to fight graft with blockchain

Philippines’ DPWH aims to fight graft with blockchain

The post Philippines’ DPWH aims to fight graft with blockchain appeared on BitcoinEthereumNews.com. Homepage > News > Business > Philippines’ DPWH aims to fight graft with blockchain The Blockchain Council of the Philippines (BCP), a non-stock, non-profit organization of blockchain professionals and advocates, has formally partnered with the Department of Public Works and Highways (DPWH) to roll out Integrity Chain, a blockchain-powered platform designed to embed transparency, accountability, and public trust into national infrastructure projects. Through a Memorandum of Agreement signed on September 30, BCP President Dr. Donald Patrick Lim and DPWH Secretary Vince Dizon committed to digitizing and securing data on budgets, procurement processes, and construction milestones on an immutable blockchain ledger accessible to the public. “By placing our foreign-assisted projects—those funded by Official Development Assistance (ODA)—on the Integrity Chain, we welcome the scrutiny of the private sector, academe, and civil society. This is DPWH’s strong response to the President’s directive to ensure transparency and accountability is enforced for its projects,” Dizon said. “On behalf of the President, on behalf of the entire Cabinet, on behalf of the entire government, thank you for this, because this is really where what we should all do. From the budget process to the procurement process, to the award of the contract, to the implementation of the project, to the monitoring of the project, to the payments made to the contractors, to the acceptance of the project. Everyone should be watching now, everyone,” he added. DPWH Sec. Vince Dizon during his speech at the launch of Integrity Chain. (Source: Department of Public Works and Highways/Facebook) ‘Everyone should be watching now’ The department explained that the Integrity Chain initiative is designed to track project spending and progress through a real-time public dashboard, while enabling citizen feedback, anomaly reporting, and tamper-proof records to deter corruption. “For the first time, the private sector isn’t just demanding integrity—we’re building the…

Author: BitcoinEthereumNews
XRP Price Prediction: Token Rallies Following Japan’s SBI Institutional Lending Launch

XRP Price Prediction: Token Rallies Following Japan’s SBI Institutional Lending Launch

TLDR XRP increased 5.2% in 24 hours, moving from $2.84 to $2.97 between October 1-2, 2025 SBI in Japan launched an institutional lending program for XRP focused on large-scale payments Trading volume surged above 160 million tokens, more than double the daily average Seven spot XRP ETF applications are pending SEC decisions starting October 18, [...] The post XRP Price Prediction: Token Rallies Following Japan’s SBI Institutional Lending Launch appeared first on CoinCentral.

Author: Coincentral
Circle Expands Crypto Footprint with USYC Launch on Solana Blockchain

Circle Expands Crypto Footprint with USYC Launch on Solana Blockchain

TLDR: Circle’s USYC tokenized fund is now live on Solana, offering institutions yield-accruing shares backed by U.S. government assets. USYC accrues yield via token price growth and can redeem directly to USDC for approved non-U.S. institutional investors. Circle confirmed Solana integration enables USYC to be used as collateral in lending, trading, and automated yield vaults. [...] The post Circle Expands Crypto Footprint with USYC Launch on Solana Blockchain appeared first on Blockonomi.

Author: Blockonomi
Earn, Stake, and Profit: 5 Top Cryptos to Join in 2025

Earn, Stake, and Profit: 5 Top Cryptos to Join in 2025

Have meme coins really become the ultimate rocket fuel for investors chasing massive gains? The past few years have shown that what once seemed like a joke, Dogecoin, Shiba Inu, and countless others, have turned into serious wealth creation for those who timed it right. Now, with 2025 heating up, the stage is being set […] The post Earn, Stake, and Profit: 5 Top Cryptos to Join in 2025  appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Solana Weakens, XRP Falls & BlockDAG’s Near $420M Presale and F1® Deal Make It the Top Crypto to Invest In

Solana Weakens, XRP Falls & BlockDAG’s Near $420M Presale and F1® Deal Make It the Top Crypto to Invest In

The post Solana Weakens, XRP Falls & BlockDAG’s Near $420M Presale and F1® Deal Make It the Top Crypto to Invest In appeared on BitcoinEthereumNews.com. Crypto News Learn why Solana struggles, XRP dips, and BlockDAG’s bear $420M presale with its BWT Alpine Formula 1® Team partnership makes it the best crypto to invest in now for 2026. Solana’s rally continues to face setbacks, with every new SOL price prediction leaning on resistance breakouts that rarely hold. XRP hasn’t had much luck either, with repeated price drops erasing brief recoveries and leaving many questioning where the next strong move will come from. Meanwhile, BlockDAG (BDAG) is rewriting what success looks like. Its partnership with the BWT Alpine Formula 1® Team goes beyond marketing; it integrates blockchain with one of the most precision-focused sports on the planet. This approach is transforming how people interact with blockchain technology, making BDAG more than just a name on a car; it’s turning blockchain into a cultural experience. BlockDAG x BWT Alpine Formula 1® Team: Where Technology Meets Culture BlockDAG’s collaboration with the BWT Alpine Formula 1® Team is more than a sponsorship; it’s a strategic alliance that places blockchain on a global stage. Every Grand Prix weekend now becomes an opportunity for fans to experience BDAG technology directly, from simulators and interactive events to community-driven activations. Instead of staying confined to charts or speculation, BlockDAG is bridging blockchain with culture, sport, and real-world visibility. This is a key reason why many now call it the top crypto to invest in now. It’s expanding beyond trading platforms and entering spaces followed by millions worldwide. That shift matters, and the numbers back it up. The presale has already raised nearly $420 million, with the price currently locked at $0.0015 for a limited time. In just the past month alone, BDAG brought in over $40 million, averaging more than $1 million per day, proof of strong momentum and rising demand. Adoption adds another…

Author: BitcoinEthereumNews