Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14759 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Nasdaq Files to List BlackRock iShares Bitcoin Premium Income ETF, May Generate Yield With Covered Call Strategy

Nasdaq Files to List BlackRock iShares Bitcoin Premium Income ETF, May Generate Yield With Covered Call Strategy

The post Nasdaq Files to List BlackRock iShares Bitcoin Premium Income ETF, May Generate Yield With Covered Call Strategy appeared on BitcoinEthereumNews.com. The BlackRock iShares Bitcoin Premium Income ETF is an income-focused ETF that holds spot Bitcoin and IBIT while seeking yield via covered call strategies and exchange-listed FLEX options; it aims to reduce volatility relative to spot exposure by balancing direct Bitcoin holdings with option-based income generation. Nasdaq filed to list BlackRock’s iShares Bitcoin Premium Income ETF under the commodity-based trust rule. The fund will combine spot Bitcoin and IBIT holdings with covered calls and FLEX options to generate yield. SEC review is underway; BlackRock expects compliance with generic listing standards by Q1 2026. BlackRock iShares Bitcoin Premium Income ETF — income-focused Bitcoin ETF details, yield strategy, and SEC review. Read the filing summary and next steps. Nasdaq has filed to list BlackRock’s iShares Bitcoin Premium Income ETF, designed to generate yield from Bitcoin-linked covered call strategies. Nasdaq has filed with the SEC to list the BlackRock iShares Bitcoin Premium Income ETF under the commodity-based trust rule. The ETF will generate income through covered call strategies while holding Bitcoin, IBIT, cash, and exchange-listed FLEX options. BlackRock positioned the ETF as an income-focused alternative to IBIT, expanding its digital asset product lineup while aiming to reduce volatility. Nasdaq has formally submitted a proposal to the U.S. Securities and Exchange Commission to list and trade the BlackRock iShares Bitcoin Premium Income ETF. The application was filed under the commodity-based trust rule on September 30. The SEC has acknowledged the submission and noted that the ETF meets the requirements under its general listing standards. What is the BlackRock iShares Bitcoin Premium Income ETF? The BlackRock iShares Bitcoin Premium Income ETF is an income-focused exchange-traded fund structured to hold spot Bitcoin and shares of IBIT while generating yield through covered call writing and exchange-listed FLEX options. The fund is positioned as an alternative to pure…

Author: BitcoinEthereumNews
BlockDAG Alpine Formula 1® Sponsorship & $416M Presale Rank It Among Best Altcoins to Buy

BlockDAG Alpine Formula 1® Sponsorship & $416M Presale Rank It Among Best Altcoins to Buy

The post BlockDAG Alpine Formula 1® Sponsorship & $416M Presale Rank It Among Best Altcoins to Buy appeared on BitcoinEthereumNews.com. BlockDAG Secures Alpine Formula 1® Team Partnership & $416M Presale, Outshining Crypto.com Among the Best Altcoins to Buy Formula 1® has long served as a battleground for global brand exposure. Platforms like Crypto.com have pursued massive sponsorships across teams, tracks, and events to dominate through scale. But sheer presence does not always equal lasting impact. BlockDAG has taken a different approach, securing exclusivity as the only Layer-1 Blockchain and DAG partner of the BWT Alpine F1® Team. This contrast is telling. While Crypto.com stretches its brand across the grid, BlockDAG (BDAG) links its identity to a single high-performance team, blending precision with credibility. With its presale price locked at $0.0015 for a short period, this exclusivity mirrors its message to holders, focused, time-sensitive, and designed to stand out in a market where precision defines the best altcoins to buy. Strategic Sponsorship Compared to Broad Branding Crypto.com has relied on ubiquity. Its strategy has been to cover Formula 1® with billboards, naming rights, and trackside ads. The result is broad exposure that can often feel generic. BlockDAG’s strategy is far more targeted. By partnering directly with the BWT Alpine F1® Team, its logo appears on cars, its technology integrates with fan apps like RISE+, and co-branded digital content keeps engagement ongoing. This is not just about visibility; it is about becoming part of a performance-driven narrative. The exclusivity gains further weight with Web3 integration. Alpine benefits from more than branding; it gets blockchain technology to enhance fan experiences. For BlockDAG, this is exposure without dilution, reaching Formula 1®’s massive audience under one clear banner. In a crowded sponsorship landscape, exclusivity becomes a competitive advantage, marking BlockDAG as one of the best altcoins to buy. Presale Urgency at $0.0015 Exclusivity alone does not define BlockDAG’s momentum. The presale adds urgency that few…

Author: BitcoinEthereumNews
Hong Kong Mortgage Market Sees Decline in Applications for August 2025

Hong Kong Mortgage Market Sees Decline in Applications for August 2025

The post Hong Kong Mortgage Market Sees Decline in Applications for August 2025 appeared on BitcoinEthereumNews.com. Joerg Hiller Sep 30, 2025 09:46 The Hong Kong Monetary Authority reports a 6.7% decrease in mortgage applications in August 2025, with notable changes in loan approval and drawdown patterns. The Hong Kong Monetary Authority (HKMA) has released its residential mortgage survey results for August 2025, revealing a significant decline in mortgage applications. According to the HKMA, the number of mortgage applications fell by 6.7% from July, totaling 8,405 applications. Mortgage Loan Approvals and Drawdowns In August, mortgage loans approved decreased by 6.3% compared to the previous month, reaching HK$28.7 billion. The breakdown of these figures shows a 0.7% decrease in loans for primary market transactions, amounting to HK$10.7 billion, while loans for secondary market transactions experienced a more substantial drop of 11.9% to HK$14.6 billion. On the other hand, mortgage loans for refinancing saw an increase of 4.1%, totaling HK$3.3 billion. Despite the overall decline in approvals, the amount of mortgage loans drawn down in August rose by 4.5% compared to July, reaching HK$19 billion. Interest Rate Trends The survey also highlighted changes in the interest rate preferences for new mortgage loans. The proportion of new mortgage loans priced with reference to the Hong Kong Interbank Offered Rate (HIBOR) decreased from 95.7% in July to 94.4% in August. Conversely, loans priced with reference to the best lending rates saw a slight increase from 1.2% to 1.3% over the same period. Outstanding Mortgage Loans and Delinquency By the end of August, the outstanding value of mortgage loans recorded a marginal increase of 0.1%, amounting to HK$1,888.3 billion. The mortgage delinquency ratio remained low at 0.13%, with the rescheduled loan ratio staying nearly unchanged at 0%. For more detailed information, the full report can be accessed on the HKMA website. Image source: Shutterstock…

Author: BitcoinEthereumNews
Why Experts Are Calling MoonBull a Gem in the 7 Best Cryptos to Buy in New York?

Why Experts Are Calling MoonBull a Gem in the 7 Best Cryptos to Buy in New York?

MoonBull leads the 7 best cryptos to buy in New York with 95% APY staking, smart referrals, and record-breaking presale momentum drawing early investors.

Author: Blockchainreporter
How The Government Shutdown Freezes SBA Loans and Small Businesses

How The Government Shutdown Freezes SBA Loans and Small Businesses

The post How The Government Shutdown Freezes SBA Loans and Small Businesses appeared on BitcoinEthereumNews.com. A budget standoff in Congress has left the Small Business Administration unable to approve new loans. (AP Photo/J. Scott Applewhite) Copyright 2025 The Associated Press. All rights reserved The federal government shut down at midnight on Oct. 1 after Congress failed to reach a funding deal. Republicans and Democrats remain deadlocked over whether to extend enhanced Obamacare subsidies, scheduled to expire at the end of the year. Essential services continue. Medicare and Medicaid keep running because they’re funded outside annual appropriations. The military, law enforcement, and air traffic control remain on duty without their people getting paid until the shutdown ends. The Postal Service stays open since it funds itself. The courts and IRS can operate for only a limited time before cutbacks take hold. The Small Business Administration (SBA) is another story. A good rule of thumb in shutdowns applies: if the government writes checks, it’s closed; if the government cashes checks, it’s open. The agency furloughed about a quarter of its staff. Approvals for new 7(a) and 504 loans—its bread-and-butter programs—are suspended. That means small businesses can’t get government-backed financing to buy property, purchase equipment, or expand operations. Bob Coleman, publisher of the Coleman Report, a trade publication for SBA lenders, says most banks can work around the disruption for a time. Deals that already have SBA tracking numbers can still close once the paperwork is complete. Lenders can keep underwriting, ordering appraisals, and preparing files in anticipation of the shutdown ending. But they can’t finalize new SBA guarantees until the government reopens. In his words, it’s an inconvenience if the stoppage lasts a couple of weeks. Once it drags past 30 days, that’s when it turns into something more serious. For lenders, the biggest pain point is new approvals. Banks can’t finalize SBA guarantees that weren’t yet…

Author: BitcoinEthereumNews
Bitcoin Lending Startup Lava Secures $17.5M and Launches Dollar Yield Product

Bitcoin Lending Startup Lava Secures $17.5M and Launches Dollar Yield Product

The post Bitcoin Lending Startup Lava Secures $17.5M and Launches Dollar Yield Product appeared on BitcoinEthereumNews.com. Bitcoin Bitcoin-focused lending platform Lava has drawn fresh backing from high-profile investors while rolling out a product that pays dollar depositors through bitcoin-collateralized loans. The company disclosed a $17.5 million extension to its Series A financing, with participation from Qatar Investment Authority’s Peter Jurdjevic, DST Global’s Saurabh Gupta, and several fintech veterans. The new round follows last year’s $10 million raise led by Founders Fund and Khosla Ventures, further cementing Lava’s reputation as a specialized player in crypto credit markets. Alongside the funding news, Lava introduced a yield program for U.S. dollar holders. The system lends customer deposits to borrowers who post more than double their loan value in bitcoin, a safeguard meant to shield lenders if markets turn volatile. CEO Shehzan Maredia said that this conservative model – focused entirely on BTC rather than a mix of volatile altcoins – distinguishes Lava from other crypto lending outfits. By concentrating on the world’s largest cryptocurrency, Lava avoids risks tied to wrapped assets and weaker collateral pools that have historically undermined lending platforms. Maredia argued that bitcoin-backed loans offer a more stable balance between risk and reward, with interest payments flowing back to dollar providers while the BTC collateral ensures protection. The new yield feature builds on Lava’s core services, which already include dollar borrowing against bitcoin, no-fee bitcoin purchases, and seamless off-ramps to bank accounts. A global spend card with bitcoin cashback is also on the roadmap. The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions. Author Alexander Zdravkov is a person who always looks for the logic behind things.…

Author: BitcoinEthereumNews
Elon Musk’s DOGE cuts haunt real estate as shutdown begins and leases vanish

Elon Musk’s DOGE cuts haunt real estate as shutdown begins and leases vanish

The post Elon Musk’s DOGE cuts haunt real estate as shutdown begins and leases vanish appeared on BitcoinEthereumNews.com. As the 2025 government shutdown kicks off with no end in sight, the damage from Elon Musk’s DOGE project is already hitting property markets across the country. DOGE was Elon’s brainchild during his short stint in federal office, and it’s still tearing through the real estate industry even after he walked away from Washington. As Cryptopolitan reported, the program has cancelled 384 government leases so far, and the DOGE website claims these cancellations saved around $140 million, but that so-called “savings” is crashing headfirst into a financial mess. The federal government used to be the safest possible tenant. Cameron LaPoint, who teaches finance at Yale, said government leases always came with a polite little cancellation clause, but no one actually used it. Landlords saw it as symbolic, not a real threat. DOGE changed that. “If you and I are renting an apartment and cancel the lease, there is a penalty of several months’ rent,” Cameron said. “But when the government cancels a lease, the landlords are left high and dry.” Now it’s happening all over, with cities, towns, blue states, red counties, you name it. DOGE’s calculations assume every lease would’ve been renewed, which isn’t always true. Some of those offices were probably going to close anyway due to agency downsizing or moves. But the volume of closures, and how fast they’ve happened, has made things worse. The government has pulled out of properties big and small, from an 845,000-square-foot building in D.C. to a 250-square-foot Secret Service office in New York City. Landlords lose tenants, lenders lose confidence Commercial loans across the country are now at risk. Cameron said the ripple effect touches “thousands of loans” because the commercial lending system depends on big tenants like the federal government. Banks package those loans and sell them as securities. When…

Author: BitcoinEthereumNews
Coinbase Surpasses $1 Billion in Bitcoin-Backed Loans via Morpho Platform

Coinbase Surpasses $1 Billion in Bitcoin-Backed Loans via Morpho Platform

Coinbase surpasses $1 billion in bitcoin-backed Onchain loans via Morpho, with plans to reach $100 billion in originations.   Coinbase has crossed a major milestone, surpassing $1 billion in bitcoin-backed Onchain loan originations. This achievement comes just eight months after the service was launched in January 2025.  Powered by the DeFi protocol Morpho, the platform […] The post Coinbase Surpasses $1 Billion in Bitcoin-Backed Loans via Morpho Platform appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
DOGE canceled 384 federal leases, cutting $140 million in costs but hitting real estate hard

DOGE canceled 384 federal leases, cutting $140 million in costs but hitting real estate hard

As the 2025 government shutdown kicks off with no end in sight, the damage from Elon Musk’s DOGE project is already hitting property markets across the country. DOGE was Elon’s brainchild during his short stint in federal office, and it’s still tearing through the real estate industry even after he walked away from Washington. As […]

Author: Cryptopolitan
AI Auditor Flags $2M Smart Contract Bug Before Launch

AI Auditor Flags $2M Smart Contract Bug Before Launch

Vulnerability that would have drained $2 million from decentralized lending protocol was spotted by an AI auditor. The audit was made by Sherlock AI, part of a wave of automated systems entering the security process.

Author: Hackernoon